10 largest mortgage lenders in the U.S.

United Wholesale Mortgage retained the top spot in mortgage origination volume in 2024, maintaining the lead it claimed over Rocket Mortgage the previous year, according to Home Mortgage Disclosure Act data. Data on 2025 home buying will be released in spring 2026.

While thousands of lenders originated mortgages in 2024, most of the activity is concentrated at the top: The 10 largest mortgage lenders accounted for more than 21% of all U.S. home loans originated and nearly 26% of the dollar volume of loans originated for the year.

10 largest mortgage lenders by loan origination volume

Below are the top 10 lenders by 2024 origination volume. This list is based on a Bankrate analysis of Home Mortgage Disclosure Act data, with an assist from iEmergent, a mortgage data firm.

1. United Wholesale Mortgage
2. Rocket Mortgage
3. CrossCountry Mortgage
4. Bank of America
5. Navy Federal Credit Union
6. LoanDepot
7. Chase
8. Guild Mortgage
9. Fairway Independent Mortgage
10. U.S. Bank

United Wholesale Mortgage

Learn more in our Bankrate review

• Latest mortgage volume

  • 2024 origination volume: 366,078 loans
  • 2024 dollar volume: $139.7 billion

• What to know

  • 1.2 out of 5 stars by Bankrate users
  • Below-average rating for mortgage servicing by J.D. Power in 2025

Rocket Mortgage

Learn more in our Bankrate review

• Latest mortgage volume

  • 2024 origination volume: 361,071 loans
  • 2024 dollar volume:$97.6 billion

   

• What to know

  • 4.8 out of 5 stars from Bankrate users
  • Highest customer satisfaction rating for mortgage servicing and above-average rating for mortgage origination by J.D. Power in 2025

CrossCountry Mortgage

Learn more in our Bankrate review

• Latest mortgage volume

  • 2024 origination volume: 101,894 loans
  • 2024 dollar volume: $39.4 billion

• What to know

  • 2.3 out of 5 stars from Bankrate users
  • Top 10 FHA loan lender
  • Above-average customer satisfaction rating for mortgage servicing, but below-average rating for mortgage origination by J.D. Power in 2025

Bank of America

Learn more in our Bankrate review

• Latest mortgage volume

  • 2024 origination volume: 83,143 loans
  • 2024 dollar volume: $29.5 billion

• What to know

  • Above-average customer satisfaction ratings for mortgage servicing by J.D. Power in 2025, and second-highest rated for mortgage origination

Navy Federal Credit Union

Learn more in our Bankrate review

• Latest mortgage volume

  • 2024 origination volume: 82,019 loans
  • 2024 dollar volume: $17.7 billion

• What to know

  • High customer satisfaction rating for mortgage origination and servicing from J.D. Power in 2025, though the credit union is not eligible for official rankings in the studies
  • Available only to service members, veterans and their families

LoanDepot

Learn more in our Bankrate review

• Latest mortgage volume

  • 2024 origination volume: 79,418 loans
  • 2024 dollar volume: $23.8 billion

• What to know

  • 3.9 out of 5 stars from Bankrate users
  • Below-average customer satisfaction ratings for mortgage origination from J.D. Power in 2025, but above-average ratings for mortgage servicing

Chase

Learn more in our Bankrate review

• Latest mortgage volume

  • 2024 origination volume: 78,529 loans
  • 2024 dollar volume: $38.2 billion

• What to know

  • Above-average customer satisfaction ratings for mortgage origination and servicing from J.D. Power in 2025

Guild Mortgage

Learn more in our Bankrate review

• Latest mortgage volume

  • 2024 origination volume: 75,356 loans
  • 2024 dollar volume: $23.2 billion

• What to know

  • 3.9 out of 5 stars from Bankrate users
  • Above-average customer satisfaction rating for mortgage origination by J.D. Power in 2025, and second-highest rated mortgage servicer

Fairway Independent Mortgage

Learn more in our Bankrate review

• Latest mortgage volume

  • 2024 origination volume: 74,401 loans
  • 2024 dollar volume: $23.7 billion

• What to know

  • 5 out of 5 stars from Bankrate users
  • Above-average customer satisfaction rating for mortgage origination by J.D. Power in 2025

U.S. Bank

Learn more in our Bankrate review

• Latest mortgage volume

  • 2024 origination volume: 74,138 loans
  • 2024 dollar volume: $29.2 billion

• What to know

  • 2.3 out of 5 stars from Bankrate users
  • Above-average customer satisfaction rating for mortgage servicing, but below-average rating for mortgage origination by J.D. Power in 2025

10 largest mortgage lenders by dollar volume

1. United Wholesale Mortgage
2. Rocket Mortgage
3. CrossCountry Mortgage
4. Chase
5. Bank of America
6. U.S. Bank
7. Rate
8. DHI Mortgage
9. LoanDepot
10. Fairway Independent Mortgage

*Bankrate user ratings as of January 2026