2025 Maryland conforming and FHA loan limits by county

Preparing to buy a house in Maryland? Find the 2025 Maryland conforming and FHA loan limits by county below. Bankrate compiled the conforming loan limits data from Federal Housing Finance Agency and the FHA loan limits from the U.S. Department of Housing and Urban Development (HUD).
County | FHFA limit | FHA limit |
---|---|---|
Allegany | $806,500 | $524,225 |
Anne Arundel | $806,500 | $731,400 |
Baltimore | $806,500 | $731,400 |
Baltimore City | $806,500 | $731,400 |
Calvert | $1,209,750 | $1,209,750 |
Caroline | $806,500 | $524,225 |
Carroll | $806,500 | $731,400 |
Cecil | $806,500 | $594,550 |
Charles | $1,209,750 | $1,209,750 |
Dorchester | $806,500 | $524,225 |
Frederick | $1,209,750 | $1,209,750 |
Garrett | $806,500 | $524,225 |
Harford | $806,500 | $731,400 |
Howard | $806,500 | $731,400 |
Kent | $806,500 | $524,225 |
Montgomery | $1,209,750 | $1,209,750 |
Prince George’s | $1,209,750 | $1,209,750 |
Queen Anne’s | $806,500 | $731,400 |
Somerset | $806,500 | $524,225 |
St. Mary’s | $806,500 | $524,225 |
Talbot | $806,500 | $524,225 |
Washington | $806,500 | $524,225 |
Wicomico | $806,500 | $524,225 |
Worcester | $806,500 | $524,225 |
Surrounding state conforming and FHA loan limits
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