Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Man and woman sitting with cats near a stack of moving boxes.
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

A house on a sunny day
Bankrate analysts and others weigh in on what to expect for mortgage rates in March.
houses aerial view
A 7/1 ARM has a more appealing interest rate to start, but there is risk.
Illustrated collage in the shape of a clock
Pay a little more every month, and cut your mortgage interest by a lot.
A woman looking at her phone
A comprehensive guide to grants and other tools that can make your homeownership dreams come true.
Illustrated collage featuring an aerial view of suburban homes
Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
A father and his young son garden together in their yard.
Refinance lenders will require an appraisal to gauge the market value of your home.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
A father and his young son garden together in their yard.
Refinance lenders will require an appraisal to gauge the market value of your home.
Here are some of the best mortgage refinance lenders in 2026.
A current or veteran military person? Here are the top VA lenders for you.
Here are some of the best bad credit mortgage lenders in 2025.
When is it a good idea to refinance
Bottom line: Will refinancing help you save money?
OK with doing your loan digitally? These mortgage companies are the tops.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
Here is Bankrate’s guide to the best construction loan lenders.
Here are some of the best mortgage refinance lenders in 2026.
A current or veteran military person? Here are the top VA lenders for you.
Here are some of the best bad credit mortgage lenders in 2025.
Images by Getty Images; Illustration by Hunter Newton/Bankrate
Here are some of the best jumbo mortgage lenders in 2026.
OK with doing your loan digitally? These mortgage companies are the tops.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
A couple sitting on a couch together, discussing an issue
If a hidden debt or other financial betrayal leaves you struggling to pay your mortgage, don’t wait.
blue house being auctioned off, yellow auction sign out front
Real estate auctions are complicated, and can be very competitive.
Senate Majority Leader Mitch McConnell (R-KY) talks with reporters.
It’s an “in case of fire, break glass” kind of moment.
woman in mask
U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.
Envelopes
Readers ask: How low can mortgage rates possibly go?
Placeholder image
To avoid paying capital gains tax on a foreclosed rental, the homeowner has to consider bankruptcy.
Placeholder image
To save a home with nearly $200,000 in equity, be willing to pay a penalty — or maybe not.