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Best car insurance in Pennsylvania for 2024

Updated Jul 17, 2024
Geico, Nationwide, Progressive and Allstate are some of the best Pennsylvania car insurance companies, according to Bankrate’s analysis.
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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Best car insurance companies in Pennsylvania

Bankrate’s research found that Geico, Progressive, Auto-Owners, Erie and Nationwide are among the top auto insurance companies in Pennsylvania. In choosing the best companies, we analyzed average rate data from Quadrant Information Services and other metrics, including customer satisfaction scores from the J.D. Power 2024 U.S. Auto Insurance Study.

The average cost of car insurance in Pennsylvania is $2,464 per year for full coverage and $512 per year for minimum coverage. The providers we selected offer below-average rates along with ample potential discounts, various add-on coverage options and helpful digital tools. If you’re shopping for Pennsylvania auto insurance, you may want to get quotes from these carriers.

Insurance company
Bankrate score
Info
Average full coverage rate Average min coverage rate
4.4
Rating: 4.4 stars out of 5
$1,352
$389
4.4
Rating: 4.4 stars out of 5
$2,160
$411
4.3
Rating: 4.3 stars out of 5
$1,527
$328
4.0
Rating: 4 stars out of 5
$1,761
$325
4.0
Rating: 4 stars out of 5
N/A
N/A

Geico

Best for online and mobile app tools

Geico

4.4

Rating: 4.4 stars out of 5

Avg. full coverage premium

$113/mo

Avg. full coverage premium

$1,352/yr

Customer satisfaction

818/1,000

Progressive

Best for convenient coverage packages

Progressive

4.4

Rating: 4.4 stars out of 5

Avg. full coverage premium

$180/mo

Avg. full coverage premium

$2,160/yr

Customer satisfaction

814/1,000

Auto-Owners

Best for policy customization

Auto-Owners

4.3

Rating: 4.3 stars out of 5

Avg. full coverage premium

$127/mo

Avg. full coverage premium

$1,527/yr

Customer satisfaction

Not rated

Erie

Best for additional coverage

Erie

4

Rating: 4 stars out of 5

Avg. full coverage premium

$147/mo

Avg. full coverage premium

$1,761/yr

Customer satisfaction

863/1,000

Nationwide

Best for discounts

Nationwide

4

Rating: 4 stars out of 5

Avg. full coverage premium

Not available

Avg. full coverage premium

Not available

Customer satisfaction

820/1,000

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How Bankrate chose the best car insurance companies in Pennsylvania

As we searched for the best car insurance companies in Pennsylvania, we looked at several aspects of each company. First, we analyzed average auto insurance premiums from Quadrant Information Services. We also factored in third-party scores from J.D. Power, AM Best, Standard & Poor’s and the National Association of Insurance Commissioners (NAIC). Finally, we researched each company’s coverage offerings, discounts and digital tools. We chose these metrics to help give you a well-rounded view of each carrier.

To make understanding our research easier, we combined all this information into a proprietary Bankrate Score. Scores are on a scale from 0.0 to 5.0. The higher a company’s Bankrate Score, the more highly that company fared in the underlying categories. Using the Bankrate Score as a guideline helps you quickly identify how the companies stack up.

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Why you can trust Bankrate

Read our full methodology

To help Pennsylvania drivers find the best car insurance, Bankrate’s insurance editorial team reviewed some of the largest insurers by market share. We based our picks on a well-rounded analysis of several metrics related to each company.

46

years of industry expertise

122

carriers reviewed

34.5K

ZIP codes examined

1.2M

quotes analyzed

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Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

How to find the best car insurance in Pennsylvania

The best car insurance company will be the one that offers you financial protection at a price you can afford. Different drivers have different budgets and insurance needs, so the best company for you will likely be different from the best for someone else. Bankrate’s tips can help point you in the right direction and help you identify the best insurer for you.

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Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

How much is car insurance in Pennsylvania?

Similar to the national average of $2,278, the average cost of auto insurance in Pennsylvania is $2,464 per year for full coverage. Minimum coverage is a bit cheaper in Pennsylvania, though, at an average of $512 per year versus $621 per year nationally. Full coverage car insurance in Pennsylvania is more expensive than New Jersey, which is $2,352 per year, but is significantly cheaper than New York’s average, which is $3,587 per year.