In our latest rates survey, the average one-year CD rate actually moved up one basis point to 0.31 percent – a basis point is one-hundredth of a percentage point. There are plenty of online banks and credit unions offering higher rates. You can use our research to find the best CD rates in Austin, TX, and in other areas of Texas.

It’s important to compare all aspects of a CD before you decide to purchase. That means looking at APY, fees and minimum deposit amounts. You can use our rates survey to find CD rates in Austin, TX.

CD rates in Austin, Texas

Here are the CD rates in Austin, TX, as of 10:00 a.m.

Institution APY Min Deposit
Ally 1.04% $0
Wells Fargo Bank 0.05% $2,500
Chase Bank 0.2% $1,000
Bank of America 0.05% $1,000