Chase CD rates

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Chase offers customers a wide selection of certificates of deposit with unique term lengths. You can build your savings by parking your money in one of the well-known bank’s CDs; however, you can find much higher APYs elsewhere.

Chase earned 2.7 out of 5 stars in Bankrate’s review across its deposit products.

Chase CD rates

Chase offers standard rates and special rates for those customers who also have checking accounts with Chase or who maintain a certain balance.

Let’s take a closer look at the standard CDs that Chase has to offer in the chart below. Note: The APYs (Annual Percentage Yield) shown are as of Oct. 14, 2020. The APYs for some products may vary by region.

Account Term Interest rate APY Minimum balance
Standard CD 1-2 months 0.01%  0.01% $1,000
Standard CD 3-5 months 0.01%  0.01% $1,000
Standard CD 6-8 months 0.01%  0.01% $1,000
Standard CD 9-11 months 0.01% 0.01% $1,000
Standard CD 12-14 months 0.01% 0.01% $1,000
Standard CD 15-17 months 0.01% 0.01% $1,000
Standard CD 18-20 months 0.01% 0.01% $1,000
Standard CD 21-23 months 0.01% 0.01% $1,000
Standard CD 24-29 months 0.01% 0.01% $1,000
Standard CD 30-35 months 0.01% 0.01% $1,000
Standard CD 36-41 months 0.01% 0.01% $1,000
Standard CD 42-47 months 0.01% 0.01% $1,000
Standard CD 48-83 months 0.01% 0.01% $1,000
Standard CD 84-120 0.01% 0.01% $1,000

Let’s take a closer look at some of the special relationship CD rates that Chase has to offer:

CD: $1,000–$9,999
Term Interest rate APY
Source: Chase
1-2 months 0.02% 0.02%
3-5 months 0.02% 0.02%
6-8 months 0.02% 0.02%
9-11 months 0.02% 0.02%
12-14 months 0.o2% 0.02%
15-17 months 0.02% 0.02%
18-20 months 0.02% 0.02%
21-23 months 0.02% 0.02%
24-29 months 0.02% 0.02%
30-35 months 0.02% 0.02%
36-41 months 0.02% 0.02%
42-47 months 0.02% 0.02%
48-83 months 0.02% 0.02%
84-120 months 0.02% 0.02%
CD: $10,000–$99,999
Term Interest rate APY
Source: Chase
1-2 months 0.02% 0.02%
3-5 months 0.02% 0.02%
6-8 months 0.05% 0.05%
9-11 months 0.05% 0.05%
12-14 months 0.05% 0.05%
15-17 months 0.05% 0.05%
18-20 months 0.05% 0.05%
21-23 months 0.05% 0.05%
24-29 months 0.05% 0.05%
30-35 months 0.05% 0.05%
36-41 months 0.05% 0.05%
42-47 months 0.05% 0.05%
48-83 months 0.05% 0.05%
84-120 months 0.05% 0.05%
CD: $100,000+
Term Interest rate APY
Source: Chase
1-2 months 0.02% 0.02%
3-5 months o.o2% 0.02%
6-8 months 0.05% 0.05%
9-11 months 0.05% 0.05%
12-14 months 0.05% 0.05%
15-17 months 0.05% 0.05%
18-20 months 0.05% 0.05%
21-23 months 0.05% 0.05%
24-29 months 0.05% 0.05%
30-35 months 0.05% 0.05%
36-41 months 0.05% 0.05%
42-47 months 0.05% 0.05%
48-83 months 0.05% 0.05%
84-120 months 0.05% 0.05%

How Chase CDs compare to top-yielding banks

Chase offers several CDs with yields that can help you grow your savings. However, even the bank’s highest rates are nothing to write home about. You can earn a juicer APY by choosing an online bank, such as Citizens Access or Synchrony Bank. What these institutions lack in brand recognition, they make up for by offering highly competitive yields that will help you grow your savings more.

Many banks offer higher yields than Chase. Read Bankrate’s list of top CD rates to find other financial institutions that reward you more for parking your savings with them.

Other savings options at Chase

Beyond CDs, Chase offers savings accounts. While the bank is known for giving out bonuses to new customers, the rates on their savings accounts are lackluster. Other savings accounts pay higher yields.