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Chase CD rates

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Chase offers customers a selection of certificates of deposit spanning a range of term lengths. These CDs may be a good place to build savings for customers looking for unique term lengths, but when it comes to annual percentage yields (APYs), much higher rates can be found elsewhere.

Chase earned 3.4 out of 5 stars in Bankrate’s review across its deposit products, while its CDs earned 2.5 out of 5 stars.

Chase CD rates

Chase offers two types of CDs: standard rates and tiered relationship rates for those customers who also have a Chase checking account.

Here are the rates for the standard CDs offered by Chase.

Account Term Interest rate APY Minimum balance
Standard CD 1-2 months 0.01%  0.01% $1,000
Standard CD 3-5 months 0.01%  0.01% $1,000
Standard CD 6-8 months 0.01%  0.01% $1,000
Standard CD 9-11 months 0.01% 0.01% $1,000
Standard CD 12-14 months 0.01% 0.01% $1,000
Standard CD 15-17 months 0.01% 0.01% $1,000
Standard CD 18-20 months 0.01% 0.01% $1,000
Standard CD 21-23 months 0.01% 0.01% $1,000
Standard CD 24-29 months 0.01% 0.01% $1,000
Standard CD 30-35 months 0.01% 0.01% $1,000
Standard CD 36-41 months 0.01% 0.01% $1,000
Standard CD 42-47 months 0.01% 0.01% $1,000
Standard CD 48-83 months 0.01% 0.01% $1,000
Standard CD 84-120 0.01% 0.01% $1,000

Here are the rates for relationship CDs offered by Chase:

CD: $1,000–$9,999
Term Interest rate APY
Source: Chase
1-2 months 0.02% 0.02%
3-5 months 0.02% 0.02%
6-8 months 0.02% 0.02%
9-11 months 0.02% 0.02%
12-14 months 0.02% 0.02%
15-17 months 0.02% 0.02%
18-20 months 0.02% 0.02%
21-23 months 0.02% 0.02%
24-29 months 0.02% 0.02%
30-35 months 0.02% 0.02%
36-41 months 0.02% 0.02%
42-47 months 0.02% 0.02%
48-83 months 0.02% 0.02%
84-120 months 0.02% 0.02%
CD: $10,000–$99,999
Term Interest rate APY
Source: Chase
1-2 months 0.02% 0.02%
3-5 months 0.02% 0.02%
6-8 months 0.05% 0.05%
9-11 months 0.05% 0.05%
12-14 months 0.05% 0.05%
15-17 months 0.05% 0.05%
18-20 months 0.05% 0.05%
21-23 months 0.05% 0.05%
24-29 months 0.05% 0.05%
30-35 months 0.05% 0.05%
36-41 months 0.05% 0.05%
42-47 months 0.05% 0.05%
48-83 months 0.05% 0.05%
84-120 months 0.05% 0.05%
CD: $100,000+
Term Interest rate APY
Source: Chase
1-2 months 0.02% 0.02%
3-5 months o.02% 0.02%
6-8 months 0.05% 0.05%
9-11 months 0.05% 0.05%
12-14 months 0.05% 0.05%
15-17 months 0.05% 0.05%
18-20 months 0.05% 0.05%
21-23 months 0.05% 0.05%
24-29 months 0.05% 0.05%
30-35 months 0.05% 0.05%
36-41 months 0.05% 0.05%
42-47 months 0.05% 0.05%
48-83 months 0.05% 0.05%
84-120 months 0.05% 0.05%

Note: Annual percentage yields (APYs) shown are as of Jan. 25, 2022, and may vary by region for some products.

How Chase CDs compare to top-yielding banks

Chase offers several CDs with yields that can help you grow your savings. For consumers looking to earn higher rates on their savings, however, Chase may not be the best option. If you’re seeking more rewarding APYs and are interested in online banking, consider:

What these institutions lack in brand recognition, they make up for by offering highly competitive yields on savings. Many banks offer higher yields than Chase. Read Bankrate’s list of top CD rates to find other financial institutions that reward you more for parking your savings with them.

Other savings options at Chase

In addition to CDs, Chase also offers savings accounts. The bank occasionally runs promotions that offer bonuses for new account sign-ups, but the rates on its savings accounts are mediocre. Many online banks and credit unions pay higher yields.

Learn more

Written by
René Bennett
Banking writer
René Bennett is a writer for Bankrate, reporting on banking products and personal finance.
Edited by
Wealth editor