2008 CD study results  
HSBC Bank/HSBC Direct
Market of branch

New York
Branch offering
Product Min $ to open APY
Savings account $1 0.20
6-mo CD $1,000 2.50
1-yr CD $1,000 2.25
Online offering
Product Min $ to open APY
Savings account $1 3.55
6-mo CD $5,000 2.75
1-yr CD $1,000 2.25*
Notes

* Online CD term is 1 yr + 1 day
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