United Nations Federal Credit Union

Location: Long Island City, NY

Yield % 0.05
Minimum to open $1
Minimum balance to avoid fee $0
Monthly service fee $0
Nonsufficient funds fee $25
Fee to use other ATM $0
ATM surcharge $3
Notes: Checking Account — ATM affiliates: CO-OP Network, AllPoint. 8 free non-UN FCU ATM transactions per month, then $1 each.

Bankrate conducted a survey of the 50 largest U.S. credit unions based on total deposits, surveying 1 checking account at each, along with the accompanying debit card and ATM transaction fees. The survey was conducted Jan. 13-22, 2016. For N/A yield: The account is not an interest-yielding checking account.