Tower Federal Credit Union

Location: Laurel, MD

Yield % 0.05
Minimum to open $10
Minimum balance to avoid fee $0
Monthly service fee $0
Nonsufficient funds fee $25
Fee to use other ATM $1
ATM surcharge $2
Notes: Regular Checking — ATM affiliates: CO-OP Network, CU 24 CUHERE ATMs, MoneyPass. 4 free non-Tower ATM transactions per month, then $1 each.

Bankrate conducted a survey of the 50 largest U.S. credit unions based on total deposits, surveying 1 checking account at each, along with the accompanying debit card and ATM transaction fees. The survey was conducted Jan. 13-22, 2016. For N/A yield: The account is not an interest-yielding checking account.