State Employees’ Credit UnionLocation: Raleigh, NC |
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Yield % | 0.25 |
Minimum to open | $1 |
Minimum balance to avoid fee | N/A |
Monthly service fee | $1 |
Nonsufficient funds fee | $12 |
Fee to use other ATM | $0.75 |
ATM surcharge | $0 |
Notes: Checking — ATM affiliates: CashPoints ATMs (North Carolina only). No way to avoid monthly service fee. Zero dollars to open, but must deposit $1 to cover 1st monthly maintenance fee. Nonsufficient funds fee waived for 2 days. |
Bankrate conducted a survey of the 50 largest U.S. credit unions based on total deposits, surveying 1 checking account at each, along with the accompanying debit card and ATM transaction fees. The survey was conducted Jan. 13-22, 2016. For N/A yield: The account is not an interest-yielding checking account.
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