Pennsylvania State Employees Credit Union

Location: Harrisburg, PA

Yield % 0.1
Minimum to open $1
Minimum balance to avoid fee $0
Monthly service fee $0
Nonsufficient funds fee $30
Fee to use other ATM $0
ATM surcharge $2.50
Notes: Checking Account — ATM affiliates: CU$ Alliance, CO-OP, Sheetz, Rutter’s, Wawa. $8 in ATM surcharges refunded per month; $20 if recurring direct deposit is set up.

Bankrate conducted a survey of the 50 largest U.S. credit unions based on total deposits, surveying 1 checking account at each, along with the accompanying debit card and ATM transaction fees. The survey was conducted Jan. 13-22, 2016. For N/A yield: The account is not an interest-yielding checking account.