Delta Community Credit Union
|Minimum to open||$1|
|Minimum balance to avoid fee||$0|
|Monthly service fee||$0|
|Nonsufficient funds fee||$25|
|Fee to use other ATM||$0|
|Notes: Checking — ATM affiliate: CO-OP Network. Nonsufficient funds fees per year: 1st, $25; 2nd and 3rd, $30; 4 or more, $35. Earns interest with a balance of $5,000 or more. Annual percentage yield is tiered: $5,000-$25,000: 0.03%; $25,000 or more: 0.05%.|
Bankrate conducted a survey of the 50 largest U.S. credit unions based on total deposits, surveying 1 checking account at each, along with the accompanying debit card and ATM transaction fees. The survey was conducted Jan. 13-22, 2016. For N/A yield: The account is not an interest-yielding checking account.