Delta Community Credit Union

Location: Atlanta

Yield % 0.03
Minimum to open $1
Minimum balance to avoid fee $0
Monthly service fee $0
Nonsufficient funds fee $25
Fee to use other ATM $0
ATM surcharge $3
Notes: Checking — ATM affiliate: CO-OP Network. Nonsufficient funds fees per year: 1st, $25; 2nd and 3rd, $30; 4 or more, $35. Earns interest with a balance of $5,000 or more. Annual percentage yield is tiered: $5,000-$25,000: 0.03%; $25,000 or more: 0.05%.

Bankrate conducted a survey of the 50 largest U.S. credit unions based on total deposits, surveying 1 checking account at each, along with the accompanying debit card and ATM transaction fees. The survey was conducted Jan. 13-22, 2016. For N/A yield: The account is not an interest-yielding checking account.