Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
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Bankrate Expert Credit Card Advice
Latest credit card advice articles
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Guide to American Express purchase protection
Gain protection against damage or theft for items you pay for with your card.
5 min read Mar 30, 2022 -
How to cancel a credit card without hurting your credit score
Canceling a credit card delivers a hit to your credit score, but you can minimize the damage. Here’s how.
3 min read Mar 29, 2022 -
Best credit cards for rental car insurance
Rental car insurance can be a significant travel expense, but many credit card providers offer rental coverage as a perk.
5 min read Mar 28, 2022 -
How does the Capital One Purchase Eraser work?
Easily wipe purchases off your Capital One credit card account.
5 min read Mar 28, 2022 -
Should I pay my mortgage with a credit card?
It’s possible to pay your mortgage with a credit card, but you’ll face some obstacles, namely in fees an potential interest charges. This type of payment could also impact your credit score.
5 min read Mar 28, 2022 -
Guide to chip and PIN credit cards
Chip and PIN credit cards are more secure than swipe cards. Here’s why.
5 min read Mar 25, 2022 -
Capital One Refer a Friend: Earn up to $500
You can earn extra rewards through Capital One just by referring your friends. Here’s how the issuer’s Refer a Friend program works.
2 min read Mar 23, 2022 -
How to request a credit line increase with Chase
You may receive a credit limit increase from Chase automatically, and you can also call them to request an increase.
6 min read Mar 22, 2022 -
Residual interest: What you need to know
If you’re carrying a balance on your credit card, residual interest can easily sneak up on you when trying to pay it off.
4 min read Mar 21, 2022 -
Can credit card companies garnish wages?
Wage garnishment is one of the final steps in the debt collection process.
4 min read Mar 18, 2022 -
How to check and change your billing address
Here’s what you need to know about updating your billing address.
5 min read Mar 18, 2022 -
How to contact your credit card issuer
When contacting your credit card issuer, preparing for the call means you’re more likely to get you what you need. Here’s how to get ready.
4 min read Mar 17, 2022 -
Credit card issuers that offer contactless cards
While the COVID-19 pandemic made contactless payment options more popular than ever, consumers have grown to love using touch-free payment options.
3 min read Mar 16, 2022 -
How to minimize the cost of a cash advance
A cash advance is a last-resort option to get money for an emergency or unplanned expense. While a cash advance gives you quick access to cash, it comes with high interest and transaction fees. Here’s [...]
6 min read Mar 08, 2022 -
My subscription was automatically renewed without consent
Find out what you can do when a subscription renews without your knowledge.
3 min read Feb 28, 2022 -
Devaluation-proof credit cards you should have in your wallet
While there’s no way to avoid devaluations, there is a way to protect yourself against them by leveraging the right programs.
5 min read Feb 18, 2022 -
Bank refuses to refund fraudulent charges
As a victim of credit card fraud, you have protections under the Fair Credit Billing Act.
3 min read Feb 14, 2022 -
Does applying for a credit card hurt your credit?
To process a credit card application, issuers will do a hard inquiry on your credit, which does have a temporary effect on your credit score. Here’s what you need to know.
5 min read Feb 02, 2022 -
How I plan to use the Chase Freedom Flex in Q1 2022 and beyond
The Chase Freedom Flex℠ card recently announced its 5 percent cash back categories for Q1 2022.
4 min read Dec 24, 2021 -
Can you use a credit card for gambling?
The rules not only depend on the way you choose to gamble, they also vary from state to state and card to card.
3 min read Dec 20, 2021