Wal-Mart MoneyCard, Plus (by Green Dot Bank)

Editor’s note: This offer is no longer available.

Bankrate’s 2015 Prepaid Debit Card Survey offers a rundown of the card’s many variables, including fees, restrictions and factors that may affect a consumer’s decision in choosing a prepaid debit card. The Wal-Mart MoneyCard, Plus (Green Dot Bank) comes with a $3 monthly maintenance fee, but has no fee for point-of-sale transactions.

Wal-Mart MoneyCard, Plus (by Green Dot Bank)
Are funds FDIC-insured?	Yes
Monthly maintenance fee	$3
Can the monthly fee be avoided?	Yes
Card activation fee	Up to $4
Reload fee via direct deposit	$0
ATM withdrawal fee (issuer’s ATM)	N/A; but free at MoneyPass ATMs
Nonissuer’s ATM withdrawal fee, not including any bank fees	$2
ATM balance inquiry	No fee at MoneyPass ATMs; otherwise $1
Fees for point-of-sale transaction	$0
Fees for signature transaction	$0
Paper statement fee	$0
Paper statement at ATM	N/A
Bill payment fee	$0
Fee for customer service by phone	$0
Declined transaction fee	$0
Purchase overdraft available?	No
Cost of purchase overdraft	N/A
Inactivity fee	$0
Notes: Monthly maintenance fee waived when $1,000 is loaded each month.