Chase’s Total Checking account doesn’t have a minimum deposit requirement to open the account. The account doesn’t pay interest. It also charges a $12 monthly service fee, but there are a couple of ways to waive it:
- Set up direct deposits totaling $500 or more per month.
- Maintain an average daily balance of $5,000 in this account and linked qualifying deposits/investment accounts.
Chase customers have access to more than 16,000 ATMs. The bank charges a $2.50 fee for using an out-of-network ATM.
Customers can earn interest with the Chase Premier Plus Checking account, though the rate is negligible. With this account, though, customers can waive fees from non-Chase ATMs four times per statement period. Additionally, the bank will waive check fees, among other benefits
. The account’s $25 monthly service fee is waived with at least $15,000 in any combination of this account and linked qualifying deposits/investments.
Chase regularly offers a bonus to new customers
who open a checking account. Be sure to check if the bank is offering a bonus before you open one.
There’s no minimum required to open the Total Checking account.
It’s easy to meet requirements to waive the $12 monthly service fee.
Chase regularly offers a sign-up bonus for its checking accounts.