Banking
From checking account details to bank reviews, debit card insights and more — you’ll find smart banking basics here.
Banking Basics
Latest Bankrate survey
“Higher returns on federally-insured savings and money market accounts represent the only free lunch in finance.”
Only 1 in 5 savers are earning competitive savings account rates
Editor's Picks
Latest Articles
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Best cash management accounts in April 2023
As fees decline, brokers and robo-advisors are competing on feature-rich services to differentiate themselves.
4 min read Apr 01, 2023 -
Best bank account bonuses for April 2023
Walk away with stacks of cash just for opening a checking or savings account.
13 min read Mar 31, 2023 -
When will the Fed stop raising rates? The time could be coming soon
Borrowing rates are likely going to top 5 percent before the Fed calls it quits.
7 min read Mar 31, 2023 -
Best 6-month CD rates – April 2023
As rates rise, a short-term CD could help you take advantage of increasing yields.
8 min read Mar 31, 2023 -
Latest on the banking crisis: Failures of Silicon Valley, Signature; SVB purchase; Senate hearing and more
Silicon Valley Bank’s Failure set off a chain of events depositors need to know about.
25 min read Mar 31, 2023 -
Synchrony Bank CD rates
Everything you need to know about the online bank’s CD rates.
2 min read Mar 31, 2023 -
Marcus by Goldman Sachs CD rates
Here’s everything you need to know about the online bank’s CDs.
1 min read Mar 31, 2023 -
Best no-penalty CD rates — April 2023
Not sure when you’ll need to access your money? These CDs may be a good fit.
5 min read Mar 31, 2023 -
12 ways to save money every day
These six simple moves can help you build a cash cushion.
4 min read Mar 31, 2023 -
Sick of long bank call wait times? Here’s how to avoid them
Getting answers to your banking questions doesn’t have to be a hopeless pursuit.
4 min read Mar 31, 2023 -
Do online banks offer financial security?
Most online banks are secure and pay better yields than brick-and-mortar banks.
5 min read Mar 31, 2023 -
What is the average interest rate for savings accounts?
Comparing savings rates can ensure you get the best return on your savings.
3 min read Mar 30, 2023 -
Best 3-month CD rates — April 2023
The top 3-month CD rates pay nearly six times the national average.
7 min read Mar 30, 2023 -
Best 1-year credit union CD rates — April 2023
These credit unions pay nearly three times the average yield on a 12-month CD.
8 min read Mar 30, 2023 -
Best 10-year CD rates – April 2023
Locking up your savings for a decade may be a smart move in some limited circumstances.
5 min read Mar 30, 2023 -
Best 5-year CD rates – April 2023
Here’s why the best 60-month CDs are more versatile than you might think.
11 min read Mar 30, 2023 -
Best business checking accounts – April 2023
Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
10 min read Mar 30, 2023 -
Best online checking accounts – April 2023
Online checking accounts stand out for different features. Here’s our top picks.
7 min read Mar 30, 2023 -
Survey: Only 1 in 5 savers are earning competitive savings account rates
If you’re like most people, you could be earning a lot more interest on your savings.
6 min read Mar 30, 2023 -
Current CD rates — April 2023
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
2 min read Mar 30, 2023
Related Topics
Helpful Links
- Savings calculator
- CD ladder calculator
- Compound interest calculator
- Investment calculator
- Best checking accounts
- Best banks of 2023
- Best bank account bonuses
- How to save money
- Build an emergency fund
- Savings tips for different goals
- How to write a check
- How to deposit a check
- How do money orders work?
- How to fill out a money order
- Ways to insure excess deposits
- Cashier's check vs. money order
- How to close a bank account