Banking
From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.
Explore banking basics

How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
Find more resources
Editor's picks
Experts in all things banking
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Bankrate Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Banking data studies

A majority (81%) of Americans did not increase their emergency savings this year

Over 1 in 4 workers are more worried about job security since 2025 began.

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
Featured by names you know and trust
Latest articles

Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

CD terms can range from three months to five years. Learn which one is right for you.

Wire transfer fees can be expensive, but here are ways to send money for less.

Find out what happens to CDs that are set to mature.

A majority (81%) of Americans did not increase their emergency savings this year

An extra paycheck in the month can be a game-changer for your finances.

Take a look at the days when CDs were offering investors double-digit returns.

Here are differences between CDs and share certificates, and which one to choose.

Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

A majority (81%) of Americans did not increase their emergency savings this year

Keeping your savings in a bank down the street may seem like the obvious play, but there may be real downsides for doing so.

Comparing savings rates can ensure you get the best return on your savings.

Here’s everything you need to know about savings accounts.

Expect yields to continue trending downward in 2026.

A savings account can be a great tool to teach your child about money. Here are a few of our favorites.

It’s important to find the right accounts for your emergency savings.

CD terms can range from three months to five years. Learn which one is right for you.

Find out what happens to CDs that are set to mature.

Take a look at the days when CDs were offering investors double-digit returns.

Here are differences between CDs and share certificates, and which one to choose.

Everything you need to know about opening an account.

Certificates of deposit offer peace of mind, but they’re not without some drawbacks.

In 2024, three Federal Reserve rate cuts spurred declining yields on many deposit accounts, although savers were able to benefit from locking in strong yields on certificates of deposit (CDs). While the [...]

You can find a CD account that significantly out-earns the national average if you shop around among banks.

CD terms can range from three months to five years. Learn which one is right for you.

Get the latest rates on top-yielding money market accounts.

Expect yields to continue trending downward in 2026.

These credit unions offer great rates and top-notch features — and many make it easy to join.

Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.

These accounts sound similar, but there are some key differences to know.

How Reg. D impacts your savings account and why it pays to check with your bank.

The best account to save your money will vary by your goal.

Withdrawing cash at an out-of-network ATM? Be prepared to pay more than ever.

From no fees to online bill pay, here are the must-have checking account features.

Here are some key factors to consider when searching for the best checking account.

Here’s what you need to know about voiding a check, and the alternative options.

Here’s why early direct deposit may work better for those looking to get paid in advance.

There are various ways to earn rewards and maximize financial gains with a rewards checking account.

Here’s what separates a share draft account from a checking account.

Age and region are also factors in how much consumers pay in checking fees.