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How to open a certificate of deposit (CD)
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Keep fees in check when you shift money from one bank account to another.
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Latest articles

Banks are increasing offerings of green accounts. Here’s what you need to know.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Get the latest rates on top-yielding money market accounts.

Comparing savings rates can ensure you get the best return on your savings.

Many women feel financial success is out of reach in today’s economy — but it doesn’t have to be.

A one-year CD can be a safe and worthwhile option, especially turning to high-yielding online banks or credit unions.

Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.

Here’s how multiple savings accounts can help you reach your financial goals.

Banks have been loudly touting their multi-billion-dollar investments in artificial intelligence as a breakthrough for consumers. CEOs speak at conferences about AI-powered personalization. Marketing departments [...]

Nearly 1 in 4 Americans have no emergency savings, according to a new Bankrate survey.

Saving for your grandchildren can help to minimize the financial burdens they face down the road.

Rainy day and emergency funds differ but together provide a sound financial plan.

Use these strategies to keep your deposits safe when they top FDIC limits.

Several banks continue to offer savings accounts well above 4 percent APY.

These options are great places to stash money from a bonus, inheritance and more.

Here’s how much $10,000 in a high-yield savings account can earn you.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

A one-year CD can be a safe and worthwhile option, especially turning to high-yielding online banks or credit unions.

Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.

Currently, you can lock in annual percentage yields (APYs) on certificates of deposit (CDs) above 4 percent on many nationally available CDs, while a select few financial institutions offer promotional [...]

CDs can be a useful tool to save, but make sure to shop around for the right kind and bank for you.

If you’ve been thinking of getting a longer-term CD, you may want to make a move.

Here are differences between CDs and share certificates, and which one to choose.

Take a look at the days when CDs were offering investors double-digit returns.

Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.

Money market funds are available from several different brokers and fund managers.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

Lay away cash for an emergency or short-term goals with a money market mutual fund.

These tips can help you manage your money more wisely and make you a bit richer.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Find the right business savings account to help your company’s money grow.

A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Those who apply for this account sometimes have past issues such as an unpaid [...]

Here are top accounts for features like ATM fee waivers, overdraft forgiveness and more.

Banks are cutting overdraft fees in response to consumers and regulators’ demands.

Spend money, pay bills, write checks or make fund transfers with a checking account.

Consumers without a bank account face hurdles when trying to cash a check.

Learn the key characteristics of certified checks and how they differ from other types of payments.

Knowing your limit before making a purchase can help you make smarter decisions.

Finding the account number on a check is easy — if you know where to look.