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How to open a certificate of deposit (CD)
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Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
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Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
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New Bankrate data shows many Americans are slowly making progress on their savings.

I’m a personal finance reporter — here’s how I did a mid-year financial checkup in under an hour
Banking
A mid-year checkup is the most effective way to ensure my finances are on track.

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
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Latest articles

Your bank accounts have two separate balances: the current balance and the available balance. Here’s the distinction.

Here’s how the Consumer Financial Protection Bureau works to keep consumers safe.

Planning for retirement? Here’s what you need to know about IRA CDs.

This Fed communication tool is important, but be cautious when interpreting it.

Spend money, pay bills, write checks or make fund transfers with a checking account.

Walk away with stacks of cash just for opening a checking or savings account.

Uncertainty over President Donald Trump’s policies is keeping the Fed on the sidelines, at least for now.

The key benchmark has been as high as 20 percent — and as low as 0 percent.

Verizon and Openbank announced a partnership on Tuesday that gives Verizon customers a way to save money on their bill if they have an Openbank High Yield Savings account. Verizon customers can save money [...]

Emergency savings depleted? Here’s how to start replenishing it.

There are a handful of numbers you should track for your financial health and well-being. A few you might already know about – your credit score and your net worth, for example. But you should also know [...]

As the old saying goes: What goes up, must come down. But in the case of annual percentage yields (APYs), we might have a bit more air time. While APYs on deposit accounts may have come down from their [...]

Comparing savings rates can ensure you get the best return on your savings.

Here’s what you need to know about tapping into your emergency fund.

After facing a rent increase, I’m moving to Washington, D.C. to save $24,000 over two years.

Get the latest rates on top-yielding money market accounts.

The 100-year CD targets investors with philanthropic or generational-wealth goals.

Learn how you can lose money on a CD.

CDs can be a useful tool to save, but make sure to shop around for the right kind and bank for you.

These CD specials help you earn more money on interest without taking on risk.

Better to let a CD automatically renew or cash it in? Here’s a guide for those looking to renew.

Looking to score more tax deductions? IRA CDs might be for you.

Here are differences between CDs and share certificates, and which one to choose.

You can find a CD account that significantly out-earns the national average if you shop around among banks.

Business money market accounts offer higher yields while maintaining access to funds.

Money market funds are available from several different brokers and fund managers.

Find the right business savings account to help your company’s money grow.

Learn why you need to check your APY.

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.

Your bank accounts have two separate balances: the current balance and the available balance. Here’s the distinction.

Spend money, pay bills, write checks or make fund transfers with a checking account.

Electronic checks (eChecks) offer a digital alternative to traditional paper checks, allowing you to make payments directly from your checking account online. Learn how eChecks work, when to use them, [...]

That string of numbers at the bottom of your check is really important. Find out why.

Mobile apps make managing your money a snap and mobile alerts can help protect it.

Over time, ATM fees have climbed. Here’s what you need to know.

Early access to direct deposited funds can make managing your budget a bit easier.

The person-to-person payment tool can allow for easy transactions to friends, family and more.