Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
17 small business grants for women
Grants can help capital funding for women-owned small businesses.
What is a working capital loan and how does it work?
Need help covering day-to-day costs? A working capital loan could be the answer.
How to choose the best small business lender
Small business loans are accessible through banks, credit unions and online lenders. But with so many options, choosing a lender for your small business can take time. To narrow down your list of options [...]
What is a bad credit business loan and how it works
Check out our guide to bad credit business loans.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
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Types of equipment financing
Options include term loans, business lines of credit and even SBA loans.
8 min read Mar 22, 2024 -
Types of fast business loans
Fast business loans are useful for quickly funding a business, but it’s important to know the difference and purpose of each type.
4 min read Mar 22, 2024 -
How to get a business line of credit
Want a business line of credit? Here’s what to do.
9 min read Mar 22, 2024 -
Types of business lines of credit
Business lines of credit let you use available credit recurringly, and they come in two forms.
9 min read Mar 22, 2024 -
How to get a business loan with bad credit
You can get a business loan with bad credit. Learn how to boost your approval odds.
14 min read Mar 21, 2024 -
How to get a business loan from a bank
Wondering how to get a business loan from a bank? Follow these simple steps.
7 min read Mar 21, 2024 -
What are current unsecured business loan interest rates?
See the current interest rates for different types of unsecured business loans and the factors that affect those rates.
7 min read Mar 12, 2024 -
How to get funding to start a business
Bootstrapping and business loans are just two ways to get a business up and running.
10 min read Mar 08, 2024 -
What are corporate credit cards and how do they work?
When should you consider before getting a corporate credit card?
7 min read Mar 07, 2024 -
Types of bad credit business loans
Each type of bad credit business loan has its advantages and disadvantages.
9 min read Mar 06, 2024