Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
How to start an Etsy business: Your complete guide
Etsy is a great platform for entrepreneurs, and it’s relatively easy to gain access to over 96 million buyers.
Crowdfunding for business: The basics
Learn the types of crowdfunding you can do for your business.
Small business loan denied? Here’s what to do next
Being denied a small business loan can be disheartening. Here’s what to do next.
How to apply for a fast business loan
Follow these steps to help you get approved for a fast business loan.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
-
Semi-truck financing requirements
Make sure you know what’s required before applying for a loan.
6 min read Mar 28, 2024 -
How to get a short-term business loan
Bankrate explains how to get a short-term business loan in 5 steps.
5 min read Mar 28, 2024 -
Types of startup business loans
As a small business startup, finding the right funding is key to growth.
11 min read Mar 28, 2024 -
How to get a startup business loan: 5 steps
It’s possible to get a startup business loan if you research lenders and know how much funding you need.
9 min read Mar 28, 2024 -
What is business loan refinance and when to do it
The best time to refinance a business loan is when you can qualify for loans at lower interest rates.
7 min read Mar 28, 2024 -
Types of unsecured business loans
There are options for many borrowers, including business owners with bad credit.
5 min read Mar 27, 2024 -
How to get an unsecured business loan
Follow these steps to improve your chances to get an unsecured business loan.
8 min read Mar 27, 2024 -
How to get semi-truck financing
From credit scores to semi-truck insurance, here’s everything you need to know to get affordable semi-truck financing.
8 min read Mar 27, 2024 -
9 types of business loans
Compare the most common small business loans to find financing for your business.
12 min read Mar 27, 2024 -
How to get a business loan with an LLC
Here’s everything you need to know to help you get an LLC loan.
9 min read Mar 26, 2024