Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
Turning that side hustle into a business
Over one-third of U.S. adults earn extra money through a side hustle.
How small business owners navigate the challenge of keeping customer loyalty amid inflation and rising prices
When dealing with inflation, small business owners have to make tough decisions.
Kamala Harris wants to give small businesses a big tax break. Will it help them?
Kamala Harris wants to give small businesses a big tax break. Will it help them?
SBA microloans: What they are and how to get one
With an SBA microloan, you can borrow up to $50,000 to start or grow your business.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
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Taycor Financial vs. SMB Compass: Which small business lender is right for you?
Taycor Financial and SMB Compass are two small business lenders that provide financing options for small business needs. Here’s how they compare.
6 min read Oct 31, 2023 -
How to be featured on the Small Business Saturday map
Being featured on American Express’s Shop Small Map can help highlight your business on Small Business Saturday.
4 min read Oct 30, 2023 -
Indigenous small business owner statistics
Learning the statistics on Indigenous-owned businesses can help minority businesses grow by learning how to support them and recognizing the disadvantages that exist.
6 min read Oct 27, 2023 -
Best grants for Indigenous business owners
Indigenous-owned businesses have access to grants and resources that can help grow and support them. Learn about the best ones here.
7 min read Oct 24, 2023 -
Best grants for LGTBQ+ business owners
Different types of resources and grants are available to LGTBQ+ business owners. Here’s all you need to know.
7 min read Oct 23, 2023 -
Are business loans harder to get than personal loans?
With the rise of online lenders offering streamlined application processes and more relaxed criteria, getting a small business loan can be just as easy as getting a personal loan.
7 min read Oct 20, 2023 -
How to get certified as a minority-owned business
Becoming certified as a minority-owned business can provide resources and funding opportunities to socially and economically disadvantaged groups.
4 min read Oct 19, 2023 -
How does semi-truck financing work?
Knowing how semi-truck financing works can help you find the right loan for you.
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Backd vs. Bluevine: Which small business lender is right for you?
Backd and Bluevine are online lenders offering small business financing. Learn how they compare to find the right lender for you.
4 min read Oct 16, 2023 -
Triton Capital vs. U.S. Bank: Which small business lender is right for you?
Triton Capital and U.S. Bank are two popular lenders for businesses. Here’s how they compare.
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