Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
What is the best way to finance a semi truck?
Some of the factors to watch out for include your credit score and down payment.
What is the difference between a fast business loan and a regular business loan?
Need help deciding between the two? Our guide can help.
How hard is it to get an unsecured business loan?
Some unsecured loans are available to startups and business owners with bad credit.
Can you get a small business loan after bankruptcy?
It will take time, but you can get a business loan after bankruptcy.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
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What is a startup business loan? How does it work?
Learn about the types of startup business loans and how they compare to other loans.
5 min read Oct 17, 2023 -
How to manage a business line of credit
Manage your business credit line with these tips on how to use a credit line.
6 min read Oct 17, 2023 -
What is a business line of credit and how does it work?
A business line of credit can help a small business owner cover short-term needs.
6 min read Oct 17, 2023 -
How much can you borrow with a startup business loan?
Learn how much you can borrow with startup loans, including SBA loans for startups.
5 min read Oct 17, 2023 -
How does semi-truck financing work?
Knowing how semi-truck financing works can help you find the right loan for you.
8 min read Oct 17, 2023 -
Backd vs. Bluevine: Which small business lender is right for you?
Backd and Bluevine are online lenders offering small business financing. Learn how they compare to find the right lender for you.
4 min read Oct 16, 2023 -
Triton Capital vs. U.S. Bank: Which small business lender is right for you?
Triton Capital and U.S. Bank are two popular lenders for businesses. Here’s how they compare.
5 min read Oct 16, 2023 -
What to do if your small business loan is denied
Being denied a small business loan doesn’t mean you’ve run out of options. There are several steps you can take to get the financing you need.
9 min read Oct 16, 2023 -
What credit score do I need for a business loan?
Credit score requirements vary among business loans, but here are rough guidelines.
5 min read Oct 13, 2023 -
Small business grants for felons
These resources can help entrepreneurs with criminal records finance their goals.
11 min read Oct 13, 2023