Small Business Loans
Small business loans can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Here, you can compare business loan rates, calculate costs and explore your options to find the right loan for you.
Featured Small Business content
How to choose the best small business lender
Banks, credit unions and online lenders offer business loans. This guide helps you evaluate your options to determine which is best.
How do business loans work?
Like any loan, a small business loan is money borrowed from a lender that must be repaid with interest. Learn about types and how to qualify.
Editor's Picks
How to get a business loan with an LLC
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Here are current rates for SBA loans in 2025
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How to choose the best small business lender
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Pros and cons of a business bank loan
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What's new
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Study: The top 10 states for small businesses
Bankrate ranked all 50 states based on 18 different metrics related to how well they catered to small businesses.
8 min read Nov 25, 2024 -
How to start a small business
It’s not easy to run a small business. How to set up and start a small business?
7 min read Nov 20, 2024 -
Survey: Cyber Monday overtakes Black Friday, Small Business Saturday in shopping popularity
59 percent of Americans plan to buy something on Cyber Monday, says survey data.
8 min read Nov 19, 2024 -
SBA Express loan: What it is and how to apply
If you’re looking for a faster SBA option, learn more about the SBA Express loan.
6 min read Nov 12, 2024 -
How small businesses can attract more customers this holiday season
Budget-conscious holiday shoppers need extra care this season. Here’s how.
5 min read Nov 11, 2024 -
How to buy a business: Everything you need to know
Buying a business can give you a leg up as a business owner over starting fresh.
10 min read Nov 08, 2024 -
How to build business credit
Having a great business credit score can open new doors for your company.
6 min read Nov 07, 2024 -
What is a UCC filing?
A UCC filing is a document that lenders use to help secure their loans.
5 min read Nov 05, 2024 -
Harris and Trump have a lot of promises for small businesses. How many of them are realistic?
From tips to tariffs, here’s everything businesses should know before Election Day.
10 min read Nov 04, 2024 -
No taxes on overtime, deregulation and more: What the Trump-Vance campaign is promising small businesses
Trump’s tax and regulations cuts could be a mixed bag for businesses. Here’s why.
4 min read Nov 01, 2024