Small Business Loans
Small business loans can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Here, you can compare business loan rates, calculate costs and explore your options to find the right loan for you.
Featured Small Business content
How to choose the best small business lender
Banks, credit unions and online lenders offer business loans. This guide helps you evaluate your options to determine which is best.
How do business loans work?
Like any loan, a small business loan is money borrowed from a lender that must be repaid with interest. Learn about types and how to qualify.
Editor's Picks
How to get a business loan with an LLC
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Pros and cons of a business bank loan
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What's new
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Trump thinks aggressive tariffs will help small businesses. Will they really work?
Trump’s tariff policy could be a mixed bag for businesses. Here’s how.
3 min read Oct 29, 2024 -
The Harris-Walz campaign has a lot of plans for small businesses. Will they really help?
Here’s what the Harris campaign has planned for small businesses.
4 min read Oct 28, 2024 -
Harris is calling for a $15 an hour minimum wage. Here’s what it means for small businesses
Harris promised to raise the federal minimum wage as well as end the subminimum wage for tipped workers.
2 min read Oct 25, 2024 -
SBA credit score requirements
The SBA itself doesn’t set personal credit score standards for loan approval.
5 min read Oct 24, 2024 -
What Kamala Harris’ inflation plans mean for small business
With inflation being a primary concern for both consumers and businesses, presidential candidate and current vice president Kamala Harris has promised to tackle high prices by banning price gouging by [...]
2 min read Oct 24, 2024 -
How to get a short-term business loan
Bankrate explains how to get a short-term business loan in 5 steps.
5 min read Oct 23, 2024 -
Here’s what Trump and Harris’ promise to eliminate tax on tips means for small businesses
Trump and Harris have promised no tax on tips. Here’s what it means for businesses.
3 min read Oct 23, 2024 -
When to consider a short-term business loan
From emergencies to seasonal cash flow issues, short-term business loans may offer relief.
5 min read Oct 22, 2024 -
Best low-interest business loans for bad credit
Business owners with bad credit can still access low-interest loans through options like the Small Business Administration (SBA) or lenders like Accion Opportunity Fund.
8 min read Oct 22, 2024 -
Types of fast business loans
Fast business loans are useful for quickly funding a business.
5 min read Oct 21, 2024