Small Business Loans
Small business loans can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Here, you can compare business loan rates, calculate costs and explore your options to find the right loan for you.
Featured Small Business content
How to choose the best small business lender
Banks, credit unions and online lenders offer business loans. This guide helps you evaluate your options to determine which is best.
How do business loans work?
Like any loan, a small business loan is money borrowed from a lender that must be repaid with interest. Learn about types and how to qualify.
Editor's Picks
How to choose the best small business lender
9 min read
How to get a business loan with an LLC
9 min read
Here are current rates for SBA loans in 2025
5 min read
Pros and cons of a business bank loan
8 min read
What's new
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SBA credit score requirements
The SBA itself doesn’t set personal credit score standards for loan approval.
5 min read Oct 24, 2024 -
How to get a short-term business loan
Bankrate explains how to get a short-term business loan in 5 steps.
5 min read Oct 23, 2024 -
Types of fast business loans
Fast business loans are useful for quickly funding a business.
5 min read Oct 21, 2024 -
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Documents you’ll need to apply for an unsecured business loan
Have your documents, like bank statements, ready when you apply for an unsecured business loan.
4 min read Oct 16, 2024 -
What the Scrub Daddy tells us about the perfect business loan pitch
Got a business loan pitch? Here’s why Scrub Daddy’s TV pitch is the perfect guide.
6 min read Oct 15, 2024 -
What is invoice factoring and how does it work?
Get your invoices paid immediately with invoice factoring. Here’s how.
7 min read Oct 09, 2024 -
SBA definition of a small business
To qualify for certain types of funding and SBA loans and resources, you must meet the U.S. Small Business Administration’s definition of a small business.
5 min read Oct 08, 2024 -
SBA 8(a) program: How to qualify and apply
The SBA 8(a) program can help disadvantaged small businesses access government contracts and provides additional opportunities.
5 min read Oct 07, 2024 -
What is a business debt schedule?
A business debt schedule can help you manage your long-term business debts.
5 min read Sep 26, 2024