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Best car insurance in Louisiana for 2024
Powered by Coverage.com (NPN: 19966249)
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
Best car insurance companies in Louisiana
Our extensive research found Geico, USAA, State Farm, Progressive and Allstate to be among the best car insurance companies in Louisiana. To make those determinations, we analyzed average annual car insurance premiums from Quadrant Information Services, reviewed customer satisfaction scores from the 2023 J.D. Power U.S. Auto Insurance Study and factored in AM Best financial strength ratings.
Geico, USAA and State Farm’s annual premiums fall below Louisiana’s average for full coverage ($3,625 per year). The same companies, plus Allstate, have average premiums below the state’s average ($956) for minimum coverage, as well.
Insurance company |
Bankrate Score
|
Average full coverage rate | Average min coverage rate |
---|---|---|---|
4.4
|
$2,812
|
$488
|
|
4.2
|
$3,081
|
$783
|
|
4.3
|
$5,071
|
$1,003
|
|
4.4
|
$3,268
|
$635
|
|
3.9
|
$4,587
|
$959
|
Geico
4.4
4.4
Avg. full coverage premium
$234/mo
Avg. full coverage premium
$2,812/yr
Customer satisfaction
828/1,000
-
Why Geico made our list: Geico’s self-service model offers flexibility when it comes to reviewing your policy wherever you are, although coverage options are more limited compared to other national carriers. The company also offers generous potential discounts, savings for military members, federal employees, good students and safe drivers.
Who Geico may be good for: Geico car insurance could be ideal for drivers who want to manage their car insurance through a mobile app or online portal.
Read full Geico review
USAA
4.2
4.2
Avg. full coverage premium
$257/mo
Avg. full coverage premium
$3,081/yr
Customer satisfaction
876/1,000
-
Why USAA made our list: USAA offers special military discounts, including a vehicle storage discount, which could be added if you store your vehicle while deployed, and a military installation discount if you garage your vehicle on a military base.
Who USAA may be good for: USAA may be a great choice for Louisiana drivers who value excellent customer service. The company received the highest score on our list for claims satisfaction with J.D. Power but does not qualify for official ranking due to the fact that it sells coverage exclusively to current and retired military and eligible family members.
Read full USAA review
State Farm
4.3
4.3
Avg. full coverage premium
$423/mo
Avg. full coverage premium
$5,071/yr
Customer satisfaction
847/1,000
-
Why State Farm made our list: State Farm offers two telematics programs that reward drivers with extra savings based on how safely they drive. Its Drive Safe and Save could reward experienced drivers with up to 30% off their premium based on driving habits, while its Steer Clear program would be ideal for young and new drivers. However, its add-on coverage options are fairly limited for a national insurer, and it notably does not offer gap coverage.
Who State Farm may be good for: Drivers who want to have a direct influence on their car insurance savings through telematics programs may want to consider State Farm.
Read full State Farm review
Progressive
4.4
4.4
Avg. full coverage premium
$272/mo
Avg. full coverage premium
$3,268/yr
Customer satisfaction
836/1,000
-
Why Progressive made our list: Progressive offers a host of policy options that can help policyholders tailor their coverage, including loan/lease gap coverage, custom parts and equipment coverage and a deductible savings bank. And you might be able to lower your premium by getting a quote and buying a policy online, having continuous insurance or participating in the Snapshot program. Before purchasing, keep in mind that Progressive received the lowest J.D. Power customer satisfaction score of the companies on our list.
Who Progressive may be good for: Progressive may be a good option for policyholders who are looking for a wide array of add-on coverage options.
Read full Progressive review
Allstate
3.9
3.9
Avg. full coverage premium
$382/mo
Avg. full coverage premium
$4,587/yr
Customer satisfaction
832/1,000
-
Why Allstate made our list: Allstate offers a host of discounts opportunities, like savings for new cars, smart students and safety devices. It even offers Deductible Rewards, which rewards $100 up to $500 off your collision deductible for every year of safe driving, and Drivewise, a usage-based telematics program that offers cash back and other rewards for safe driving. If you’re looking to round out your car insurance policy, Allstate offers several optional coverage types to personalize your policy, like sound system coverage and ridesharing coverage. Unfortunately, it scored below average in the 2022 J.D. Power Auto Insurance Study for the Southeast region.
Who Allstate may be good for: Allstate may be a good choice for policyholders looking for savings opportunities.
Read full Allstate review
How Bankrate chose the best car insurance companies in Louisiana
Bankrate’s insurance editorial team reviewed the largest Louisiana car insurance companies by market share. We first analyzed average quoted premiums obtained from Quadrant Information Services and then extensively reviewed each company’s coverages, discounts, policy features and third-party financial rankings from AM Best and S&P. We also looked at customer satisfaction scores from third-party rating agency J.D. Power.
Why you can trust Bankrate
Read our full methodologyTo help Louisiana drivers find the best car insurance, Bankrate’s insurance editorial team reviewed some of the largest insurers by market share. We based our picks on a well-rounded analysis of several metrics related to each company.
46
years of industry expertise
122
carriers reviewed
34.5K
ZIP codes examined
1.2M
quotes analyzed
How to find the best car insurance in Louisiana
The best car insurance in Louisiana will depend on your individual needs and preferences. It can be helpful to be aware of requirements from your state and lender. Then, you may want to factor in individual preferences such as whether or not you’ll want roadside service. Finally, to find the best auto insurance in Louisiana, you may want to get car insurance quotes and compare car insurance discounts from the top providers to help keep your insurance costs in line with your budget.
Related content:
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Powered by Coverage.com (NPN: 19966249)
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
How much is car insurance in Louisiana?
The average cost of car insurance in Louisiana is $3,625 per year on average for full coverage, much more than the national average of $2,314 per year. The cost of car insurance in Louisiana is much higher than in surrounding states. For instance, the average cost of car insurance in Mississippi is $2,095 per year for full coverage, and the average cost of car insurance in Texas is $2,637 per year for full coverage.
The high cost of coverage in Louisiana could be due to the economic strain that auto accidents put on Louisiana’s economy. Other possible reasons for the high cost could be the cost of parts and labor during repairs, the cost of medical care from resulting injuries, the state’s frequent natural disasters and the likelihood of getting into an auto accident in the state.
Sorry, we don't have enough data yet on this city yet!
But these other cities in the state may give you some insight.
City | Avg. annual full coverage premium | Avg. savings vs. state average |
---|---|---|
Metairie | $4,000 | +10% |
Arabi | $4,800 | +28% |
Garyville | $3,680 | +2% |
Gretna | $4,699 | +26% |
Pilottown | $3,968 | +9% |
Violet | $4,746 | +27% |
Bogalusa | $3,440 | -5% |
Maurepas | $3,666 | +1% |
Gramercy | $3,664 | +1% |
Kenner | $4,129 | +13% |
La Place | $3,798 | +5% |
Braithwaite | $4,224 | +15% |
Luling | $3,481 | -4% |
Mount Airy | $3,698 | +2% |
New Orleans | $4,599 | +24% |
Robert | $3,567 | -2% |
Robeline | $2,927 | -21% |
Simpson | $2,847 | -24% |
Bush | $3,213 | -12% |
Baton Rouge | $3,840 | +6% |
Dubberly | $2,829 | -25% |
Gloster | $2,956 | -20% |
Homer | $2,948 | -21% |
Minden | $2,846 | -24% |
Chalmette | $4,769 | +27% |
Marrero | $4,657 | +25% |
Covington | $3,246 | -11% |
Franklinton | $3,428 | -6% |
Kentwood | $3,498 | -4% |
Lacombe | $3,309 | -9% |
Plain Dealing | $2,807 | -25% |
Saline | $3,078 | -16% |
Shongaloo | $2,833 | -25% |
Shreveport | $3,107 | -15% |
Bonita | $3,061 | -17% |
Collinston | $3,056 | -17% |
Belle Chasse | $4,369 | +19% |
Destrehan | $3,539 | -2% |
Harvey | $4,718 | +26% |
Norco | $3,640 | +0% |
Reserve | $3,754 | +4% |
Angie | $3,411 | -6% |
Fenton | $3,239 | -11% |
Hackberry | $3,361 | -8% |
Ragley | $3,207 | -12% |
Denham Springs | $3,725 | +3% |
Baker | $3,753 | +3% |
Darrow | $3,789 | +4% |
Ethel | $3,642 | +0% |
Holden | $3,660 | +1% |
Lottie | $3,567 | -2% |
Plaquemine | $3,735 | +3% |
Bossier City | $2,888 | -23% |
Calhoun | $3,228 | -12% |
Jonesboro | $2,880 | -23% |
Angola | $3,615 | -0% |
Gonzales | $3,740 | +3% |
Jackson | $3,719 | +3% |
Prairieville | $3,735 | +3% |
Walker | $3,669 | +1% |
Husser | $3,476 | -4% |
Saint Benedict | $3,487 | -4% |
Oberlin | $3,248 | -11% |
Reeves | $3,286 | -10% |
Geismar | $3,807 | +5% |
Paulina | $3,622 | -0% |
Elizabeth | $3,318 | -9% |
Longville | $3,157 | -14% |
Vinton | $3,324 | -9% |
Brusly | $3,717 | +3% |
Clinton | $3,625 | +0% |
Morganza | $3,567 | -2% |
Sunshine | $3,792 | +5% |
Barataria | $4,253 | +16% |
Paradis | $3,383 | -7% |
Venice | $4,128 | +13% |
Kinder | $3,230 | -12% |
Sulphur | $3,369 | -7% |
Convent | $3,692 | +2% |
Dequincy | $3,252 | -11% |
Pitkin | $3,083 | -16% |
Singer | $3,110 | -15% |
Starks | $3,300 | -9% |
French Settlement | $3,732 | +3% |
Saint Francisville | $3,624 | -0% |
Ventress | $3,601 | -1% |
Thibodaux | $3,213 | -12% |
Bourg | $3,274 | -10% |
Golden Meadow | $3,405 | -6% |
Mathews | $3,292 | -10% |
Napoleonville | $3,409 | -6% |
Center Point | $3,692 | +2% |
Jena | $0 | -200% |
Jonesville | $3,109 | -15% |
Melville | $3,546 | -2% |
Vidalia | $3,112 | -15% |
Aimwell | $3,049 | -17% |
Colfax | $3,126 | -15% |
Dodson | $2,983 | -19% |
Joyce | $3,392 | -7% |
Alexandria | $3,589 | -1% |
Deville | $3,371 | -7% |
Lebeau | $3,429 | -6% |
Pineville | $3,533 | -3% |
Saint Joseph | $3,031 | -18% |
Cloutierville | $3,113 | -15% |
Enterprise | $3,004 | -19% |
Monroe | $3,321 | -9% |
Chatham | $2,970 | -20% |
Start | $3,103 | -16% |
Weyanoke | $3,659 | +1% |
Baskin | $2,980 | -20% |
Bastrop | $3,066 | -17% |
Choudrant | $2,907 | -22% |
Fairbanks | $3,249 | -11% |
Effie | $3,792 | +5% |
Simmesport | $3,879 | +7% |
Longleaf | $3,345 | -8% |
Many | $2,867 | -23% |
Natchitoches | $3,002 | -19% |
Greensburg | $3,532 | -3% |
Pine Grove | $3,570 | -2% |
Meraux | $4,692 | +26% |
Saint Bernard | $4,610 | +24% |
Breaux Bridge | $0 | -200% |
Cade | $0 | -200% |
Saint Martinville | $0 | -200% |
Slidell | $3,452 | -5% |
Archibald | $3,301 | -9% |
Delhi | $2,978 | -20% |
Delta | $2,934 | -21% |
Dubach | $2,855 | -24% |
Lillie | $3,003 | -19% |
Oak Ridge | $3,038 | -18% |
Ruston | $2,826 | -25% |
Simsboro | $2,837 | -24% |
Sondheimer | $3,000 | -19% |
West Monroe | $3,220 | -12% |
Belcher | $2,958 | -20% |
Gilliam | $2,917 | -22% |
Greenwood | $3,010 | -19% |
Haynesville | $2,957 | -20% |
Bunkie | $3,695 | +2% |
Arcadia | $2,914 | -22% |
Benton | $2,850 | -24% |
Frierson | $2,846 | -24% |
Gibsland | $2,938 | -21% |
Hosston | $2,941 | -21% |
Jamestown | $2,973 | -20% |
Abbeville | $3,238 | -11% |
Delcambre | $3,194 | -13% |
New Iberia | $3,323 | -9% |
Opelousas | $3,452 | -5% |
Lake Charles | $3,545 | -2% |
Lafitte | $4,326 | +18% |
Lutcher | $3,629 | +0% |
Westwego | $4,476 | +21% |
Pearl River | $3,313 | -9% |
Ashland | $2,957 | -20% |
Logansport | $2,906 | -22% |
Elm Grove | $2,872 | -23% |
Stonewall | $2,941 | -21% |
Summerfield | $2,948 | -21% |
Varnado | $3,627 | +0% |
Carencro | $3,457 | -5% |
Jennings | $3,171 | -13% |
Port Barre | $3,481 | -4% |
Creole | $3,358 | -8% |
Acme | $3,241 | -11% |
Harrisonburg | $3,047 | -17% |
Trout | $0 | -200% |
Hornbeck | $2,977 | -20% |
Leesville | $3,010 | -19% |
Des Allemands | $3,330 | -8% |
Heflin | $2,846 | -24% |
Lisbon | $2,970 | -20% |
Forest | $3,306 | -9% |
Keithville | $2,988 | -19% |
Mansfield | $2,835 | -24% |
Barksdale Afb | $2,817 | -25% |
Castor | $2,977 | -20% |
Keatchie | $2,916 | -22% |
Mooringsport | $2,963 | -20% |
Sibley | $2,833 | -25% |
Bethany | $2,964 | -20% |
Bienville | $2,990 | -19% |
Coushatta | $3,008 | -19% |
Ida | $2,919 | -22% |
Longstreet | $2,893 | -22% |
Pleasant Hill | $2,924 | -21% |
Taylor | $3,195 | -13% |
Jigger | $3,200 | -12% |
Mangham | $3,041 | -18% |
Marion | $3,068 | -17% |
Oak Grove | $2,993 | -19% |
Cotton Valley | $2,856 | -24% |
Goldonna | $3,044 | -17% |
Hall Summit | $3,004 | -19% |
Powhatan | $3,262 | -11% |
Rodessa | $2,940 | -21% |
Saint Rose | $3,651 | +1% |
Vacherie | $3,486 | -4% |
Madisonville | $3,228 | -12% |
Lafayette | $3,460 | -5% |
Loreauville | $3,260 | -11% |
Pine Prairie | $3,445 | -5% |
Mandeville | $3,214 | -12% |
Branch | $3,217 | -12% |
Church Point | $3,401 | -6% |
Evangeline | $3,166 | -14% |
Gueydan | $3,240 | -11% |
Maurice | $3,237 | -11% |
Turkey Creek | $3,436 | -5% |
Welsh | $3,126 | -15% |
Clarks | $2,996 | -19% |
Florien | $2,859 | -24% |
Bernice | $2,988 | -19% |
Crowville | $3,196 | -13% |
Eros | $3,045 | -17% |
Lake Providence | $3,024 | -18% |
Pioneer | $2,984 | -19% |
Sterlington | $3,180 | -13% |
Iowa | $3,369 | -7% |
Merryville | $3,124 | -15% |
Westlake | $3,425 | -6% |
Albany | $3,657 | +1% |
Batchelor | $3,598 | -1% |
Fordoche | $3,552 | -2% |
Jarreau | $3,584 | -1% |
Krotz Springs | $3,468 | -4% |
Lakeland | $3,563 | -2% |
Lettsworth | $3,668 | +1% |
Livonia | $3,537 | -2% |
Wilson | $3,666 | +1% |
Fort Necessity | $2,984 | -19% |
Jones | $3,019 | -18% |
Rayville | $3,035 | -18% |
Dupont | $3,961 | +9% |
Marksville | $3,859 | +6% |
Rhinehart | $3,333 | -8% |
Saint Landry | $3,559 | -2% |
Waterproof | $3,029 | -18% |
Kurthwood | $2,852 | -24% |
Duplessis | $3,738 | +3% |
Grosse Tete | $3,632 | +0% |
Livingston | $3,659 | +1% |
Rougon | $3,576 | -1% |
Sorrento | $3,754 | +4% |
Grayson | $3,029 | -18% |
Pelican | $2,876 | -23% |
Oakdale | $3,356 | -8% |
Winnfield | $2,978 | -20% |
Hayes | $3,361 | -8% |
Lacassine | $3,233 | -11% |
Rosepine | $2,912 | -22% |
Sugartown | $3,135 | -14% |
Addis | $3,735 | +3% |
Brittany | $3,892 | +7% |
Slaughter | $3,652 | +1% |
Erath | $3,224 | -12% |
Franklin | $0 | -200% |
Leblanc | $3,281 | -10% |
Glynn | $3,576 | -1% |
Burnside | $3,881 | +7% |
Greenwell Springs | $3,742 | +3% |
Wakefield | $3,643 | +1% |
Evergreen | $3,806 | +5% |
Ruby | $3,616 | -0% |
Wildsville | $3,061 | -17% |
Bentley | $3,093 | -16% |
Calvin | $3,054 | -17% |
Campti | $3,033 | -18% |
Forest Hill | $3,304 | -9% |
Bordelonville | $3,901 | +7% |
Chase | $3,041 | -18% |
Hamburg | $3,702 | +2% |
Libuse | $3,459 | -5% |
Wisner | $2,997 | -19% |
Dry Prong | $3,078 | -16% |
Flatwoods | $3,341 | -8% |
Flora | $3,312 | -9% |
Gardner | $3,408 | -6% |
Lena | $3,313 | -9% |
Montgomery | $3,077 | -16% |
Mora | $3,258 | -11% |
Olla | $0 | -200% |
Sieper | $3,351 | -8% |
Baldwin | $0 | -200% |
Lake Arthur | $3,151 | -14% |
Spearsville | $3,007 | -19% |
Springfield | $3,632 | +0% |
Tangipahoa | $3,498 | -4% |
Centerville | $0 | -200% |
Crowley | $3,210 | -12% |
Duson | $3,563 | -2% |
Kaplan | $3,164 | -14% |
Rayne | $3,217 | -12% |
Scott | $3,436 | -5% |
Basile | $3,327 | -9% |
Egan | $3,168 | -13% |
Elton | $3,179 | -13% |
Eunice | $3,386 | -7% |
Reddell | $3,446 | -5% |
Roanoke | $3,145 | -14% |
Youngsville | $3,444 | -5% |
Melrose | $3,036 | -18% |
Deridder | $2,994 | -19% |
Evans | $3,043 | -17% |
Mittie | $3,276 | -10% |
Avery Island | $3,346 | -8% |
Washington | $3,415 | -6% |
Sun | $3,273 | -10% |
Talisheek | $3,209 | -12% |
Tickfaw | $3,520 | -3% |
Charenton | $0 | -200% |
Ville Platte | $3,471 | -4% |
Ama | $3,567 | -2% |
Akers | $3,527 | -3% |
Folsom | $3,341 | -8% |
Mount Hermon | $3,459 | -5% |
Ponchatoula | $3,498 | -4% |
Fluker | $3,529 | -3% |
Otis | $3,356 | -8% |
Provencal | $2,947 | -21% |
Boutte | $3,495 | -4% |
Pointe A La Hache | $4,024 | +10% |
Port Sulphur | $4,159 | +14% |
Saint James | $3,613 | -0% |
Amite | $3,456 | -5% |
Independence | $3,493 | -4% |
Loranger | $3,504 | -3% |
Roseland | $3,474 | -4% |
Clayton | $3,056 | -17% |
Echo | $3,713 | +2% |
Boyce | $3,425 | -6% |
Elmer | $3,337 | -8% |
Hineston | $3,273 | -10% |
Natchez | $3,035 | -18% |
Fort Polk | $2,993 | -19% |
Grand Cane | $2,883 | -23% |
Oil City | $2,915 | -22% |
Princeton | $2,814 | -25% |
Ringgold | $2,962 | -20% |
Vivian | $2,920 | -22% |
Arnaudville | $3,421 | -6% |
Morgan City | $0 | -200% |
Donner | $3,315 | -9% |
Dulac | $3,382 | -7% |
Galliano | $3,414 | -6% |
Larose | $3,295 | -10% |
Lockport | $3,247 | -11% |
Gheens | $3,274 | -10% |
Labadieville | $3,316 | -9% |
Perry | $3,212 | -12% |
Winnsboro | $2,987 | -19% |
Gilbert | $2,999 | -19% |
Monterey | $3,171 | -13% |
Moreauville | $3,878 | +7% |
Newellton | $2,984 | -19% |
Ball | $3,372 | -7% |
Clarence | $3,035 | -18% |
Fisher | $2,881 | -23% |
Glenmora | $3,280 | -10% |
Chauvin | $3,361 | -8% |
Donaldsonville | $3,674 | +1% |
Pierre Part | $3,438 | -5% |
Grand Isle | $3,652 | +1% |
Gray | $3,308 | -9% |
Berwick | $0 | -200% |
Gibson | $3,328 | -9% |
Patterson | $3,089 | -16% |
Sikes | $2,992 | -19% |
Slagle | $3,109 | -15% |
Tioga | $3,534 | -3% |
Urania | $0 | -200% |
Dry Creek | $3,147 | -14% |
Grand Chenier | $3,306 | -9% |
Grant | $3,289 | -10% |
Carville | $3,694 | +2% |
Athens | $2,961 | -20% |
Doyline | $2,851 | -24% |
Haughton | $2,845 | -24% |
Sarepta | $2,804 | -26% |
Springhill | $2,827 | -25% |
Erwinville | $3,721 | +3% |
New Roads | $3,586 | -1% |
Norwood | $3,579 | -1% |
Pride | $3,651 | +1% |
Watson | $3,849 | +6% |
Epps | $2,994 | -19% |
Mer Rouge | $3,033 | -18% |
Tallulah | $2,920 | -22% |
Abita Springs | $3,261 | -11% |
Hessmer | $3,831 | +6% |
Mansura | $3,870 | +7% |
Morrow | $3,487 | -4% |
Anacoco | $3,013 | -18% |
Atlanta | $2,987 | -19% |
Columbia | $3,129 | -15% |
Georgetown | $2,985 | -19% |
Kelly | $3,001 | -19% |
Belle Rose | $3,560 | -2% |
Schriever | $3,299 | -9% |
Houma | $3,283 | -10% |
Plattenville | $3,512 | -3% |
Hammond | $3,562 | -2% |
Raceland | $3,234 | -11% |
Ferriday | $3,071 | -17% |
Lecompte | $3,441 | -5% |
Plaucheville | $3,832 | +6% |
Sicily Island | $3,055 | -17% |
Converse | $2,896 | -22% |
Gorum | $3,425 | -6% |
Marthaville | $2,989 | -19% |
Cut Off | $3,300 | -9% |
Montegut | $3,303 | -9% |
Downsville | $3,016 | -18% |
Hodge | $2,875 | -23% |
Quitman | $2,859 | -24% |
Transylvania | $3,022 | -18% |
Broussard | $3,376 | -7% |
Chataignier | $3,468 | -4% |
Estherwood | $3,167 | -13% |
Garden City | $0 | -200% |
Iota | $3,190 | -13% |
Jeanerette | $3,237 | -11% |
Mamou | $3,408 | -6% |
Mermentau | $3,144 | -14% |
Morse | $3,168 | -13% |
Sunset | $3,451 | -5% |
Bell City | $3,403 | -6% |
Cameron | $3,375 | -7% |
Noble | $2,875 | -23% |
Woodworth | $3,461 | -5% |
Zwolle | $2,863 | -23% |
Innis | $3,601 | -1% |
Maringouin | $3,605 | -1% |
Oscar | $3,586 | -1% |
Port Allen | $3,788 | +4% |
Rosedale | $3,634 | +0% |
Saint Amant | $3,723 | +3% |
Saint Gabriel | $3,800 | +5% |
Tunica | $3,701 | +2% |
White Castle | $3,741 | +3% |
Zachary | $3,725 | +3% |
Uncle Sam | $3,897 | +7% |
New Llano | $2,981 | -19% |
Pollock | $3,094 | -16% |
Buras | $4,143 | +13% |
Edgard | $3,646 | +1% |
Hahnville | $3,566 | -2% |
Negreet | $3,307 | -9% |
Tullos | $0 | -200% |
Grambling | $2,883 | -23% |
Saint Maurice | $3,239 | -11% |
Cheneyville | $3,487 | -4% |
Cottonport | $3,839 | +6% |
Palmetto | $3,498 | -4% |
Belmont | $2,896 | -22% |
Theriot | $3,332 | -8% |
Kilbourne | $0 | -200% |
Estimate your car insurance cost in Louisiana
A lot of factors go into setting your car insurance premium, which can make it hard to create a budget. To help you get an idea of how much you might spend on car insurance in Louisiana, enter some basic information into the following Bankrate calculator. Keep in mind that this is an estimate of what you might pay.
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News
In August 2023, State Farm approved insurance rate hikes for Louisiana drivers. The company cited inflation, labor costs and more expensive parts as the reason for the hike. Drivers would be expected to pay 17.3 percent more for coverage. Although this was just State Farm, drivers throughout the state already pay some of the highest rates in the country.
Frequently asked questions
Methodology
Bankrate utilizes Quadrant Information Services to analyze the latest rates in April 2024 for ZIP codes and carriers in all 50 states and Washington, D.C. Rates include the most recent approved rate changes filed by insurance companies that affect our profile. These revised rates are then weighted based on the population density in each geographic region so that policyholders can see the impact rates have in their areas. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $100,000 uninsured motorist bodily injury per person
- $300,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2022 Toyota Camry, commute five days a week and drive 12,000 miles annually.
These are sample rates and should only be used for comparative purposes.