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Insurance

Find news and advice on homeowners, renters, auto and life insurance.

Car Insurance

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.

Homeowners Insurance

If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.

Life Insurance

Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.

Insurance Basics

Car in California national park
Car insurance provides financial security to drivers and is often required to drive.
home with triangular roof and trees in background
Find out what home insurance covers and how much it typically costs.
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Life insurance may seem confusing, but Bankrate’s experts are here to help.
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Insurance News

Find news about auto, homeowners, renters, and life insurance.

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Insurance Reviews

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4.4
Rating: 4.4 stars out of 5
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Progressive logo
4.4
Rating: 4.4 stars out of 5
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State Farm logo
4.3
Rating: 4.3 stars out of 5
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Latest Articles

Home insurance and climate risk used to be afterthoughts for Americans buying a home. Not anymore.
Two boys play superheroes out in the backyard.
Bankrate shows how umbrella insurance works for every phase of your financial life.
A vet checking a dog's heart rate
Most pet insurance policies work based on a reimbursement model. Bankrate explains.
Flooding
Almost half of U.S. states have inadequate or nonexistent flood disclosure laws.
Senate Bill No. 1’s failure to deliver lower and more equitable rates for Michiganders isn’t an accident.
rag doll cat looking up at its owner
Learn how this new kitten owner has saved money with pet insurance.
Expert
What your claims adjuster wishes you knew.
Woman in coffeeshop reviewing paperwork
Life insurance payouts are often tax-free but here’s when it’s not — and how to avoid it.
car driving over the 55 mph speed limit
Should you fight your speeding ticket? It might be worth it if you live in one of these states.
Parking ticket
There are several reasons why you may lose your driving privileges. Bankrate explains.
Shopping around and avoiding accidents can help seniors pay lower auto insurance rates.
rush hour in miami florida
Bankrate explains why high-risk drivers in Florida face some of the highest rates.
Cop performing an eye coordination test
A Florida DUI can significantly increase your car insurance rates.
Dangerous driving
Ohio high-risk drivers face rate increases — find out what you might pay.
National car thefts dropped by 17 percent to 850,708 in 2024.
Cars in traffic
Traffic, accidents and extreme weather can ruin a road trip.
Two boys play superheroes out in the backyard.
Bankrate shows how umbrella insurance works for every phase of your financial life.
Flooding
Almost half of U.S. states have inadequate or nonexistent flood disclosure laws.
Surplus lines policies are usually a last resort option for high-risk homes.
Person reviewing finances
Learn whether your homeowners insurance premiums are tax deductible.
Same sex couple cooking with son in kitchen
These five steps could help you choose the best home insurance company for you.
Person mopping
Wondering if home insurance will cover that flooded basement? Bankrate explains.
Child with parent looking at laptop
Learn how to switch home insurance companies, even if you have a mortgage.
man using using chainsaw to cut tree branch
Find out when homeowners insurance covers tree removal — and when it doesn’t.
An older couple reviews their finances with an expert.
Learn how adverse selection impacts life insurance and how insurers manage risk.
A grandson is playing with his grandparents in the living room.
Many employers offer voluntary life insurance as an optional workplace benefit.
A parent sitting in front of a laptop with their kids
Learn how survivorship life insurance can protect your future.
Older couple enjoying a walk together on a nice, Fall day
Learn how to convert term life insurance to whole life for extended coverage.
An old couple walking down the sidewalk with their arms around each other's shoulders.
Bankrate explains what to know about life insurance with a return of premium rider.
An Asian financial advisor goes over some things with a client.
Selling your life insurance policy can be tempting, but there is much to consider.
large flower arrangement for a funeral
Uncover funeral costs and the insurance options that can help ease the burden.
Adult daughter sits with her mother on the porch and are laughing together.
Term vs. permanent life insurance: Which is right for you?
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