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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

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It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
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Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

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Some key facts and figures everyone who has a house should know.
HELOC is not interest only forever
It lets you make minimal monthly repayments for a while. But it could shock you at the end.
home equity loans better than helocs
Reasons why more borrowers are opting for the fixed-rate loan over its credit-line cousin.
home equity loan bad credit
Yes, you can get financing, even if you’re not the most creditworthy candidate.
A roundup of the week’s top stories in home equity, mortgages and real estate.
What to watch for to get a top offer on a home equity line of credit.
Two people looking at a laptop featuring illustrated graphics
Borrowing from your home equity can pay off, but only if you’re smart about it.
home equity options
Not all equity-tapping methods are created equal.
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