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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

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It’s the portion of your home you own outright. Its uses are almost endless.
Couple sit in living room discuss receipts, control family budget, calculate household bills to pay
How to estimate your ownership stake, and how much of it you can borrow.
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Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Image of a house sitting atop money
It boils down to whether investment returns outweigh the interest rates.
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It just might be. But don’t forget the fundamentals of how home equity loans work.
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
Design element showing a graph a representation of home prices
Insight into the week that was for HELOCS and HELoans.
Design element showing a graph a representation of home prices
Insight into the week that was for HELOCS and HELoans.
Couple buying a house and closing the deal with the Real Estate Agent with handshake
You get cash out of your home, in return for a piece of the proceeds when you sell.
Couple sit in living room discuss receipts, control family budget, calculate household bills to pay
How to estimate your ownership stake, and how much of it you can borrow.
Collage featuring two people and a dog looking at a tablet
A HELOC works like a big credit card — one that uses your home as collateral for cash you borrow.
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