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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

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It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
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Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

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You don’t have to spend a fortune to boost your property’s worth.
Illustrated collage featuring a house with money pouring from the front door
For one thing, you could lose your home if things go south.
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
Here’s what’s happening with home equity rates this week.
Couple looking over finances in their kitchen
Fixed-rate HELOCs are the talk of the town lately among home equity lenders and industry insiders.  Home equity isn’t the flashiest corner of consumer finance, so it’s noteworthy when a buzzy new [...]
Want to borrow against your home’s value? Be ready to meet these criteria.
Here’s what’s happening with home equity rates this week.
Illustrated collage of: A hand holding a pencil with a house made of money
It’s the fun part, when you get your money. But you have to be ready when it ends.
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