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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

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It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
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Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

This is the week that was for home equity rates.
Traditional HELOCs come with variable interest rates, but it’s also possible to fix your rate.
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Borrowing against your property can be risky. Here’s how to do it safely.
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A HELOC works like a big credit card — one that uses your home as collateral for cash you borrow.
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Could record-high levels of home equity be the solution to Americans’ record-high debt levels?
This is the week that was for home equity rates.
This is the week that was for home equity rates.
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Now that the Fed has cut rates, what’s next for home equity borrowing?
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