Basics
What is home equity?
Borrowing against the equity in your home can be a smart move if you’re careful.
How to calculate home equity
Learn how much equity you have in your home and how much of it you can borrow.
Home equity loan requirements
When lenders check your financial situation, these criteria will count the most.
How to build home equity
Building equity is a smart financial move, and there are a few ways to do it.
Editor's Picks
What is home equity?
9 min read
Latest Articles
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Are home equity loans tax deductible?
Home equity borrowers can deduct interest, but only if they meet these requirements.
3 min read Feb 03, 2021
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Home equity loan or HELOC vs. cash-out mortgage refinance
Knowing the differences among equity loans will help you make the right choice.
9 min read Jan 26, 2021
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How to get equity out of your house
Your home isn’t a piggy bank, but there are wise ways to use its equity.
10 min read Jan 25, 2021
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HELOCs aren’t interest-only forever
A HELOC is an interest-only product during the years of the loan term that the borrower can draw against the line of credit.
5 min read Jan 22, 2021
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What is Regulation Z?
If you’re looking to borrow money, you’re probably benefiting from the law.
4 min read Jan 13, 2021
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The pros and cons of a home equity line of credit
A HELOC has low interest rates, but it requires you to use your home as collateral.
5 min read Jan 07, 2021
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Home equity rates 2021 review and forecast
Home equity rates fell in 2020, and they’re not likely to climb soon.
3 min read Jan 04, 2021
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What is hypothecation?
You may see hypothecation in auto loans, mortgages and home equity loans.
3 min read Dec 09, 2020
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Should I use a home equity loan to buy a car?
You may get a lower monthly payment, but your loan could outlive your car.
3 min read Nov 30, 2020
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What is a home equity line of credit (HELOC) and how does it work?
A home equity line of credit, or HELOC, is a good alternative to a home equity loan.
6 min read Nov 25, 2020