Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Basics

How to estimate your ownership stake, and how much of it you can borrow.

It’s the portion of your home you own outright. Its uses are almost endless.

If you want to borrow from your homeownership stake, these are the factors lenders will judge you on.

Building home equity is a smart financial move. Here’s how to do it.

Should you use a HELOC to buy property overseas?

How some people use the equity in their homes to buy property overseas.

7 min read Aug 20, 2021
Home equity lender reviews: Top 5 for debt consolidation

Understand the perks and drawbacks of using home equity to consolidate your debt.

7 min read Apr 20, 2021
Home equity rises even as loan availability tightens

Americans have tons of cash locked up in their homes.

4 min read Nov 05, 2020
Survey: Only 11% of U.S. homeowners will use loans to cover home improvement projects

Despite high interest rates, most homeowners are using credit cards for renovations.

4 min read Sep 09, 2020
Current Home Equity Interest Rates

View current home equity interest rates based on Bankrate.com’s weekly national survey of large banks and thrifts.

3 min read Jun 24, 2020
Get HELOC to eliminate PMI?

Private mortgage insurance doesn’t have to be paid forever. Here’s how to dump it.

2 min read Jun 30, 2014