Skip to Main Content

Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Illustrated collage featuring a house with the words "Denied" above it
They’re hard to qualify for. Here’s how to bounce back from rejection.
Cottage with weathered picket fence at twilight
It hangs around. So heirs have to deal with it, lest the lender foreclose.
Image of a house sitting atop money
It boils down to whether investment returns outweigh the interest rates.
couple looking at laptop together
As more institutions jump on the HE Loan bandwagon, here’s how to sort them.
Image of a large house in the evening
You don’t have to spend a fortune to boost your property’s worth.
This is the week that was in home equity lending.
Five reasons why these tempting arrangements might not be so ideal.
An American flag flies from the open porch and gardens surround a small single family home on a Spring afternoon on Cape Cod on the Massachusetts coast.
Depending on the type of refinance, the amount you owe could deplete the amount you own.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc