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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
photo illustration of house balanced on stack of cash, light blue background
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

home equity for remodeling
All the ins and outs of using your home to enhance your home and its value.
home equity tax
You needn’t be, unless you make well over $500,000 in profit when selling your home.
A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
An older couple reviewing documents
Cash is usually king, but borrowing has its pluses too. Here’s how to decide.
It just might be. But don’t forget the fundamentals of how home equity loans work.
Illustrated collage featuring a man removing a damaged roof
Use your home to fix your home: a smart move, if you bear the risks in mind.
A roundup of the week’s top stories in home equity, mortgages and real estate.
home with scales of justice and papers
The rising home equity tide doesn’t lift all homeowner boats equally.
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