Skip to Main Content

Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
photo illustration of house balanced on stack of cash, light blue background
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

exterior of tidy gray suburban house with green lawn and blue sky
Could record-high levels of home equity be the solution to Americans’ record-high debt levels?
This is the week that was for home equity rates.
This is the week that was for home equity rates.
suburban homes with illustrated yellow sun in sky
Now that the Fed has cut rates, what’s next for home equity borrowing?
This is the week that was for home equity rates.
A roundup of the week’s top stories in home equity, mortgages and real estate.
This is the week that was for home equity rates.
borrowing against home
Yes, but be sure to crunch the numbers and understand the risk of hocking your home.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc