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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
photo illustration of house balanced on stack of cash, light blue background
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Illustrated collage featuring a house with money pouring from the front door
For one thing, you could lose your home if things go south.
photo illustration of house balanced on stack of cash, light blue background
Want to borrow against your home’s value? Be ready to meet these criteria.
Illustrated collage of: A hand holding a pencil with a house made of money
It’s the fun part, when you get your money. But you have to be ready when it ends.
Couple sitting on a couch in front of a laptop
Borrowing against your property can be risky. Here’s how to do it safely.
second mortgage on home
It can have huge benefits — if you do it right.
single black women homeowners
They’re the fastest-growing group of homebuyers.
Heloc and credit score
You bet — in ways both good and bad. Here’s how to judge its impact.
home equity for remodeling
All the ins and outs of using your home to enhance your home and its value.
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