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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
photo illustration of house balanced on stack of cash, light blue background
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

advisors with clients
It’s a mortgage-credit line combo. Just don’t spend it all in one place.
An American flag flies from the open porch and gardens surround a small single family home on a Spring afternoon on Cape Cod on the Massachusetts coast.
Depending on the type of refinance, the amount you owe could deplete the amount you own.
A roundup of the week’s top stories in home equity, mortgages and real estate.
couple looking at loan notice
Usually, not much changes. And yes, that includes your payments.
Illustrated collage featuring blocks that say: "For rent"
If you have a sufficient ownership stake in it — yes. But it may not be the best move.
single black women homeowners
They’re the fastest-growing group of homebuyers.
This is the week that was for home equity rates.
Cottage with weathered picket fence at twilight
It hangs around. So heirs have to deal with it, lest the lender foreclose.
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