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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
photo illustration of house balanced on stack of cash, light blue background
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Illustrated collage featuring blocks that say: "For rent"
If you have a sufficient ownership stake in it — yes. But it may not be the best move.
single black women homeowners
They’re the fastest-growing group of homebuyers.
This is the week that was for home equity rates.
Cottage with weathered picket fence at twilight
It hangs around. So heirs have to deal with it, lest the lender foreclose.
Heloc and credit score
You bet — in ways both good and bad. Here’s how to judge its impact.
Illustrated collage featuring a house with the words "Denied" above it
They’re hard to qualify for. Here’s how to bounce back from rejection.
pondering heloc or credit card
One may be easier to get –but ultimately costs you more.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
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