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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
photo illustration of house balanced on stack of cash, light blue background
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

second mortgage on home
It can have huge benefits — if you do it right.
Two people hugging joyfully
Know the differences between these two tools before you put your home on the line.
A roundup of the week’s top stories in home equity, mortgages and real estate.
equity rich home
What does it mean for the average morgage-holding homeowner?
This is the week that was for home equity rates.
Two houses with illustrated circle on the horizon
Yes, you can. But the more relevant question is: Should you hock one house to buy another?
Chase logo
The bank returns to home equity lending space with a loan-like HELOC.
Two architects renovating an apartment
Don’t confuse these soundalikes. They’re quite different.
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