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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Heloc and credit score
You bet — in ways both good and bad. Here’s how to judge its impact.
home equity and credit card
It’s a good way to get those balances off your back, but beware the risks.
Illustrated collage featuring a mailbox with money falling out
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
Your payments could go up drastically once the draw period ends. Here’s how to cope.
A man and woman talking while reviewing content on a laptop
They can be a smart way to borrow, provided you’re aware of the risks.
Illustrated collage featuring a house on a hill made of money
It’s a smart financial move. Here’s how to do it.
A roundup of the week’s top stories in home equity, mortgages and real estate.
It can be a smart strategy, provided you understand what you’re risking.
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