Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
It’s the portion of your home you own outright. Its uses are almost endless.
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.
Editor's picks
Related topics:
Limited spots available
Help us shape the future of personal finance
We’re building something new to make rate shopping smarter and simpler. Join our waitlist to get early access, share your feedback, and unlock exclusive offers.
Priority rate alerts
Exclusive member offers
Time saving
Please provide a valid email address
Limited spots remaining
You're signed up!
Now, help us personalize your experience. Answering the next few questions will ensure you receive the most relevant tips and offers.
Stay tuned to see what we're building
You're all set! We're gearing up to share something big. You'll hear from us soon with what's next.
Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
They could be an uncoventional borrower’s best shot for tapping their home’s value.
Cash-out refis are out, and home equity lines of credit are in.
Bankrate Chief Financial Analyst Greg McBride shares his take on what will happen to home equity rates in 2025.
It can add some extra glitter to those golden years. But there are pitfalls to using it too.
When, if ever, is it ok to cash in your ownership stake?
Tapping equity for home improvements? Tap away. How about trips and electronics? Think again.
The trusted provider of accurate rates and financial information