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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
photo illustration of house balanced on stack of cash, light blue background
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Five reasons why these tempting arrangements might not be so ideal.
Senior agent talking to a couple in a meeting in an office.
They’re courting new borrowers with innovative features and looser criteria.
Older couple looking out of the window
They all let you tap your ownership stake, but they differ significantly in a lot of ways.
Older couple walking in front of their home
Here are 7 ways to take advantage of your largest asset as you age.
Couple calculating bills at home using tablet and calculator
Ways your home can cushion you when unexpected expenses arise.
Home equity lines of credit are growing in size and volume.
no-doc HELOC
They could be an uncoventional borrower’s best shot for tapping their home’s value.
Cash-out refis are out, and home equity lines of credit are in.
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