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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
photo illustration of house balanced on stack of cash, light blue background
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Older couple walking in front of their home
Here are 7 ways to take advantage of your largest asset as you age.
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Ways your home can cushion you when unexpected expenses arise.
Home equity lines of credit are growing in size and volume.
no-doc HELOC
They could be an uncoventional borrower’s best shot for tapping their home’s value.
Cash-out refis are out, and home equity lines of credit are in.
Bankrate Chief Financial Analyst Greg McBride shares his take on what will happen to home equity rates in 2025.
Senior couple preparing dinner
It can add some extra glitter to those golden years. But there are pitfalls to using it too.
Image featuring a house with dollar bills falling from the sky
When, if ever, is it ok to cash in your ownership stake?
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