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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
photo illustration of house balanced on stack of cash, light blue background
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

home equity appraisal
Usually, yes. Here’s why and what they’ll cost you.
A family unpacking a box together
Why and how your home can be the foundation of your family’s fortune.
A roundup of the week’s top stories in home equity, mortgages and real estate.
pulling equity out of home
Actually, it’s more a question of how much rather than how soon.
Three generation Hispanic family sitting on the sofa watching TV, grandmother using remote control
Why extended-family living is getting to be more practical–and popular.
Residential area with architectural homes on Main Street
And if so, how low can they go?
In the home equity sweepstakes, who’s on top and who’s on bottom?
home equity loan couple
Finance folks call them “serious money loans” — for a reason.
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