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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Two houses with illustrated circle on the horizon
Yes, you can. But the more relevant question is: Should you hock one house to buy another?
A man standing in front of an illustration of ripped money
Along with strategies to stay solvent during your redo.
Image featuring a house with dollar bills falling from the sky
When, if ever, is it ok to cash in your ownership stake?
Family standing near car on driveway outside house
Probably not. But here are all the points to consider.
A foreclosure sign in front of a house
Follow these steps to shield your home from seizure.
Fisherman off the coast to Italy
It could be a shrewd strategy, but bear in mind the risks of tapping home equity.
Two women chatting in front of a for sale sign
Your home equity line of credit’s life ends — but the debt doesn’t just disappear.
Image of two people with their backs facing one another
It’s not quite as simple as who gets the house. Here’s why.
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