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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
photo illustration of house balanced on stack of cash, light blue background
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Three generation Hispanic family sitting on the sofa watching TV, grandmother using remote control
Why extended-family living is getting to be more practical–and popular.
Residential area with architectural homes on Main Street
And if so, how low can they go?
In the home equity sweepstakes, who’s on top and who’s on bottom?
home equity loan couple
Finance folks call them “serious money loans” — for a reason.
design image of a couple doing home improvement
The top choices for the most popular use of home equity.
family in their kitchen
Yes, you get charged for getting out of debt early. Here’s why.
Heloc and mortgage
…because fees can really affect the overall cost of your loan.
Real estate agent explain sale contract and home insurance to client.
Even if your credit score isn’t sterling, you still can get financing.
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