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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
photo illustration of house balanced on stack of cash, light blue background
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

home equity mail flyers
Odds are, the offer is legit. That doesn’t mean you should accept it.
second mortgage on home
It can have huge benefits — if you do it right.
A roundup of the week’s top stories in home equity, mortgages and real estate.
equity rich home
What does it mean for the average morgage-holding homeowner?
This is the week that was for home equity rates.
Chase logo
The bank returns to home equity lending space with a loan-like HELOC.
Two architects renovating an apartment
Don’t confuse these soundalikes. They’re quite different.
This is the week that was for home equity rates.
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