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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Older couple walking in front of their home
Here are 7 ways to take advantage of your largest asset as you age.
Couple calculating bills at home using tablet and calculator
Ways your home can cushion you when unexpected expenses arise.
Home equity lines of credit are growing in size and volume.
An older couple reviewing documents
Cash is usually king, but borrowing has its pluses too. Here’s how to decide.
Image of town houses with money falling from the sky
It’s when your home’s value sinks below the amount you owe on your mortgage.
Two women using digital tablet in their flower workshop
It can be easier for an entrepreneur to get, but it means hocking the home for your enterprise.
aerial view of landscape
If paying cash or obtaining a land loan isn’t an option, you might be able to use a second mortgage to buy land.
no-doc HELOC
They could be an uncoventional borrower’s best shot for tapping their home’s value.
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