Holiday shipping insurance costs

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The holidays are almost here, which means shipping carriers will see a seasonal spike in traffic.

UPS, FedEx and the United States Postal Service are the primary parties for delivering packages in the U.S.

Each carrier offers coverage to insure your shipped packages against loss or damage. Here’s a breakdown of the costs and exclusions of each carrier’s shipping insurance.

Shipping insurance for your parcel

  USPS domestic Priority Mail FedEx domestic UPS domestic
Cost of coverage Item value up to $50 = $1.85

$50.01 to $100 = $2.35

$100.01 to $200 = $2.90

$200.01 to $300 = $4.85

$300.01 to $400 = $5.95

Add $1.10 per extra $100 up to $5,000 maximum

$0.80 per $100 of value for shipments valued in excess of $100 ($2.40 minimum) $0.80 per $100 of value for shipments valued in excess of $100 ($2.40 minimum)
Automatic coverage None Up to $100 Up to $100
Declared value limits $5,000 $50,000 $50,000
Disclaimers Registered mail has a $25,000 maximum coverage limit. Express Mail has automatic coverage up to $100. Limitations may apply. As of January 2013, FedEx is increasing fees from $0.80 to $0.85 per $100 of value with a $2.55 minimum. Limitations may apply. Limitations may apply.