Bankrate expert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. After regularly featuring his credit card,…
Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate.com, focusing on product news, guides and reviews. His areas of expertise include credit card strategy,…
At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation for . The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Terms apply to the offers listed on this page. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
Why you can trust Bankrate
At Bankrate, we have a mission to demystify the credit cards industry — regardless or where you are in your journey — and make it one you can navigate with confidence. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to:
Meet you wherever you are in your credit card journey to guide your information search and help you understand your options.
Consistently provide up-to-date, reliable market information so you\'re well-equipped to make confident decisions.
Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you.
At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next.
Editorial Integrity
Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.
Key Principles
We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.
Editorial Independence
Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.
How We Make Money
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.
Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.
Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service.
Insurance Disclosure
This content is powered by HomeInsurance.com, a licensed insurance producer (NPN: 8781838) and a corporate affiliate of Bankrate.com. HomeInsurance.com LLC services are only available in states were it is licensed and insurance coverage through HomeInsurance.com may not be available in all states. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Bottom line
This is a top pick if you want to earn easy-to-manage travel rewards on all purchases. The boosted miles on all spending—even if you’re not traveling—can easily earn 1:1 value through most of the transfer partners available.
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options Earn unlimited 2X miles on every purchase, every day.
Annual fee
$95
Intro offer
75,000 miles
New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening
Regular APR
16.24% - 24.24% (Variable)
Recommended Credit Score
Good to Excellent
(670 - 850)
A FICO score/credit score is used to represent the creditworthiness of a
person and may be one indicator to the credit type you are eligible for.
However, credit score alone does not guarantee or imply approval for any
financial product.
Capital One Venture Rewards Credit Card Overview
Flat-rate travel rewards cards are a popular choice for people who want an easy way to earn rewards on all of their purchases. And despite the $95 annual fee, the Capital One Venture Rewards Credit Card is a stellar example.
You can earn an unlimited 2X miles on all purchases. Compared to the many other travel rewards cards that typically only earn rewards for travel spending, this is a valuable perk for people looking to maximize the amount of rewards they earn. Venture card rewards can be redeemed for any travel expense—another standout feature that you won’t find with co-branded travel cards, which may restrict you to certain airlines or hotel brands.
Unlimited, flat-rate travel miles on all purchases
No foreign transaction fees
Solid benefits, including up to $100 credit for Global Entry or TSA PreCheck application fee
Cons
The $95 annual fee isn’t entirely offset by yearly benefits, unlike the Capital One Venture X card’s fee
Miles worth 1 cent or less unless using select airline transfer programs
Steep spending requirement to reach full sign-up bonus
A deeper look into the current card offer
Quick highlights
Rewards rate: Earn 5X miles on hotels and rental cars booked through Capital One Travel, 2X miles on all other purchases
Welcome offer: 75,000 bonus miles after spending $4,000 on purchases within three months of account opening, equal to $750 in travel
Annual fee: $95
Purchase intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 16.24 percent to 24.24 percent (variable)
Current welcome offer
New cardholders can receive a one-time bonus of 75,000 miles after spending $4,000 on purchases within three months of account opening, equal to $750 in travel.
Earning 75,000 miles in that timeframe is a pretty generous offer, matching or nearly matching the bonus offered by some of the top travel rewards cards. Namely, it delivers the exact same intro offer as its premier sibling, the Capital One Venture X. An offer matching the issuer’s flagship welcome offer doesn’t happen too often, so an intro bonus of this magnitude may be worth bouncing on if you’re already sold on the Venture compared to its rival options.
It’s a step up from the most recent 60,000-mile bonus (after spending $3,000 within the first three months), but, on the other hand, the new Venture card offer doesn’t stack up to one of its previous offers of up to 100,000 miles. Though, to be fair, this offer required you to spend a whopping $20,000 during your first year, so the current bonus is far more accessible for the value. The current offer also falls a bit short of some of the intro offers you can find on the card’s top competitors in the $95 annual fee price range. The Chase Sapphire Preferred® Card, for instance, offers 80,000 points after a $4,000 spending requirement in the first three months, worth $1,000 when redeemed for travel through Chase Ultimate Rewards.
While redeeming 75,000 points through the Capital One Travel portal will give you a $750 value, transferring your rewards to a travel partner may be a more lucrative option. Based on The Points Guy’s (TPG) latest valuations, Capital One points are worth an average of around 1.85 cents apiece accounting for these travel partners, which would make the Venture card bonus worth nearly $1,388.
Rewards rate
The Capital One Venture earns flat-rate rewards, meaning it earns miles at the same rate on all purchases. The card also has no limit on the number of miles you can earn.
Most other travel credit cards earn rewards primarily from travel-related spending, like airfare and hotel purchases. But the Venture card’s flat-rate approach makes it easy to earn miles toward your next journey.
How you earn
When it comes to flat-rate vs. tiered bonus rewards credit cards, the Venture Rewards card offers the best of both worlds. It’s a flat-rate credit card that offers a consistent 2 Capital One miles per dollar on all of your purchases. This is a valuable tool for anyone who values simplicity and who tends to spend a lot in non-travel-related categories like groceries, gas, and other household-related categories. The Venture Rewards card also earns a high 5X miles on hotels and rental cars booked through Capital One Travel.
Just like tiered bonus rewards travel cards, this is a good fit for people who want to quickly maximize the amount of points they can earn in select travel-related categories. But unlike many other bonus rewards travel cards, your spending in these high-rewards categories isn’t capped. And your remaining purchases outside hotels and rental cars won’t default to a standard 1 mile per dollar rate.
Bankrate insight
Through May 16, 2023, Venture cardholders can also earn 5X miles when booking through Turo. However, your mileage may vary with this limited-time offer if you’re not a regular user with the carsharing marketplace.
How to redeem
As a travel card, your primary redemption options are to book travel through the Capital One rewards portal, receive a statement credit for recent eligible travel purchases (within the last 90 days) or transfer miles to partner airline and hotel programs.
Otherwise, you can redeem miles for gift cards or purchases made via PayPal or on Amazon.com, but you may have to sacrifice mile value compared to travel options. Even then, you’ll have to pay close attention when you’re transferring miles to partner programs. As of Oct. 7, 2021, Capital One has upgraded most of its transfer partners to its 1:1 ratio tier, but a few still have a lower conversion value at a 2:1 or a 2:1.5 ratio. Therefore, it pays to keep an eye out since sometimes you can find a great deal to boost your miles’ transfer value above the base 1 cent.
Bankrate insight
Capital One first upgraded seven of these 2:1.5 ratio transfer partners to its 1:1 tier on Apr. 20, 2021. This rollout came with a handful of other changes, like four new airlines added to Capital One’s list of transfer partners. What’s more, the second revamp on Oct. 7, 2021, added several of these and other partners to the top transfer tier for a current total of 15+ total loyalty programs with a 1:1 transfer ratio (15+, as of Jan. 25, 2022). However, the most potentially valuable new partner is British Airways, since it’s a 1:1-tier partner due to these updates and is also a transfer partner for American Express and Chase cards. Plus, the latest pre-COVID travel season showed that it’s also ranked third globally for most country markets visited (82).
How much are miles worth?
Redeeming your miles for Capital One travel or statement credits for recent travel purchases should be your primary options since they’ll retain a 1 cent apiece value.
Your miles’ value will vary when transferred to partner loyalty programs, but that could work in your favor. Your miles may dip below 1 cent (just book through Capital One in that case), but some partners could boost your value to 1.85 cents per mile, according to The Points Guy’s most recent estimations. Although most of Capital One’s transfer partners provide a 1:1 ratio now, keep in mind that the EVA Infinity MileageLands and Accord Live Limitless programs don’t.
Overall, your worst value by far is to redeem for cash back. Doing this will cut your value to about 0.5 cents per mile. Transferring miles for a better value is your wisest option, followed by booking travel through Capital One, covering previous travel and redeeming for gift cards (since they may offer a 1:1, 1-cent value per mile). Even redeeming your miles for PayPal or Amazon.com purchases is a better option than direct cash back since your miles will have a 0.8-cent value.
Your miles don’t expire for the life of your account and there are no blackout dates, so you’d be better off saving them for a rainy day than cashing them in for a half-sized check.
Other cardholder perks
For its price tag, the Venture card’s benefit roster carries a handy selection of travel and shopping protections. But compared to competitors like the Chase Sapphire Preferred, you’re missing quite a few top travel perks—such as trip cancellation/trip interruption insurance, trip delay insurance and baggage delay insurance.
Next to its bigger sibling, the Venture X, the original Venture’s perks look a bit less appetizing, though, since the Venture X card’s travel and shopping protections plus yearly bonus points and credits manage to retain the Venture’s streamlined spirit—all while justifying the annual fee a bit better than the Venture can.
Travel benefits
In case you’re in a pinch or planning your trip, the Venture card provides a few services to make things easier. Capital One Access offers exclusive presale tickets and other member experiences. Meanwhile, your Visa Signature card perks throw in complimentary concierge assistance, plus premium benefits at exclusive events and locations, including more than 900 Visa Signature Luxury Hotel Collection properties and more than 60 Sonoma County wineries. Issuer travel portals aren’t known for delivering the best travel booking deals, but the recently relaunched Capital One Travel site is a better service than most since it offers price prediction and watching models, plus price drop protection and price match guarantees.
On top of the Capital One Travel portal and Miles Transfer Program changes after April 20, 2021, your Venture card will also grant you special entry rates to the issuer’s inaugural Capital One Lounge. Not many card issuers have their own dedicated airport lounges outside Amex’s luxurious Centurion Lounges, but Capital One is planning to include a range of premium amenities, including regionally curated grab-and-go food stations, bartended dining and areas dedicated to exercise and relaxation.
Only the Dallas/Fort Worth International Airport (DFW) Capital One Lounge is open so far—which is paltry compared to the over 40 worldwide Centurion Lounges—but more are planned for 2022. Standard Venture cardholders will be able to visit them for free twice per year, with a discounted $45 price for extra visits (the same as guest pricing). If airport lounges are your oasis, you might want to consider upgrading to the Venture X since it not only provides Priority Pass Select membership to over 1,300 more lounges globally, but it also makes Capital One Lounge access completely complimentary (plus two complimentary guest visits per year to boot).
Travel and shopping protections
The Venture card isn’t one of the best cards for travel insurance, but you receive a sturdy portfolio of protections for the annual $95 price point. By paying with your card, you’ll receive staple features like auto rental collision damage waiver coverage, up to $100 credit for Global Entry/TSA PreCheck and extended warranty. The eye-catchers here, however, are the lost luggage reimbursement and the Eno assistant’s virtual credit card numbers—both of which pad your travels with another layer of protection.
The Eno assistant
Capital One’s assistant program, Eno, is like your account management system rolled into one helpful assistant. It monitors your account for fraud, sends alerts, creates virtual credit card numbers and provides useful account info, like your current balance.
Perhaps the most interesting of these abilities is its virtual credit card number storage. Virtual credit cards are getting harder to come by, and Eno provides another layer of protection when you shop online by saving a unique virtual card number for each merchant you transact with.
Global Entry or TSA PreCheck credit
When using your Venture card to cover the application fee, you can receive up to $100 in credit for your Global Entry or TSA PreCheck application. This benefit is key for frequent travelers and it essentially offsets the card’s annual fee once every four years.
This is a great benefit, and a staple for travel cards, but it’s a shame that this non-annual benefit is the only bonus credit to help offset the annual fee. That means you’ll have to mainly rely on rewards spending—unlike a few other cards in its class.
Rates and Fees
If you’re in the market for a low-maintenance, low-fee way to earn travel miles, the Capital One Venture could be a great card for you. It has no foreign transaction fees, and the $95 annual fee can be easily offset if you are able to spend at least $396 per month.
Other than that, there aren’t many potential ongoing costs to keep up with, except for the 16.24 percent to 24.24 percent (variable) APR. It’s on par with the current average interest rate and may be slightly above the rates of the competing cards below, but we recommend paying off your balance in full each month regardless to avoid eating away at your rewards earnings.
First-year value vs. ongoing value
Given its small list of perks, it’s clear that the Capital One Venture’s main value comes from having one of the most straightforward travel rewards programs on the market.
Among other headache-saving features, the program provides all of the following:
Automatic redemptions
Minimal rates and fees
Flat-rate rewards on all spending
A portal that predicts redemption costs and protects you from price changes
A transfer rewards program that promises a 1:1 ratio for about 88 percent of its partners
But if you’re more of a “show me the money” type, the only recurring Venture card feature with a clear monetary value is the up to $100 application fee credit for TSA PreCheck or Global Entry you’ll receive every four years.
That means you’ll have to rely primarily on rewards spending each year to make up for the $95 annual fee. Here’s a look at what you’d have to spend each month to offset the annual fee:
2X flat-rate spending: at least $376 per month ($214 if transferring miles, assuming an average mile value of 1.85 cents per mile)
5X Capital One Travel hotel and rental car spending: at least $159 per month ($86 if transferring miles, assuming an average mile value of 1.85 cents per mile)
Some competing cards in the Venture’s class provide beefier benefit value to offset the annual fee. But depending on your spending habits, the $95 may not be much of a concern, especially if you plan to transfer miles for their full 1.85-cent average TPG value:
The 75,000-mile sign-up bonus is pretty hefty, though, boosting the card’s first-year value by more than four times the typical yearly value, if you get the 1.85-cent value. Those bonus miles are enough to cover the annual fee for just over seven years even if you redeem it through Capital One.
Benefits and Costs
First-year value
Ongoing value (no welcome offers)
Yearly rewards*
+$327
+$327
Welcome offers
+$750 value (75,000 bonus miles after spending $4,000 during the first three months)
—
Perks(of monetary value)
+$25 ( up to $100 application fee credit for Global Entry or TSA PreCheck every four years)
+$25 ( up to $100 application fee credit for Global Entry or TSA PreCheck every four years)
Annual fee
-$95
-$95
Total value
$1,007
$257
*Based on our formula used to calculate each card’s average rewards rates and average ongoing rewards value, using Bureau of Labor Statistics spending data and an assumed $15,900 yearly spend over three years ($1,325 per month).
How the Capital One Venture compares to other travel cards
The Venture card will have a large fanbase thanks to its ease of use and rewards structure. But travelers who want to squeeze as much value as possible out of their rewards or those who don’t like paying annual fees may find another credit card that better fits their lifestyle.
Capital One Venture Rewards Credit Card
4.1
Our writers, editors and industry experts score
credit cards based on a variety of factors
including card features, bonus offers
and independent research. Credit card issuers have
no say or influence on how we rate cards.
New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening
Rewards rate
2X–5X
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options Earn unlimited 2X miles on every purchase, every day.
Recommended credit
Good to Excellent(670 - 850)
A FICO score/credit score is used to represent the creditworthiness of a
person and may be one indicator to the credit type you are eligible for.
However, credit score alone does not guarantee or imply approval for any
financial product.
Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®.
Rewards rate
2x–5x
5x on travel purchased through Chase Ultimate Rewards® 3x on dining. 2x on all other travel purchases, plus more.
Recommended credit
Good to Excellent(670 - 850)
A FICO score/credit score is used to represent the creditworthiness of a
person and may be one indicator to the credit type you are eligible for.
However, credit score alone does not guarantee or imply approval for any
financial product.
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Rewards rate
1.25X–5X
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options Earn unlimited 1.25X miles on every purchase, every day.
Recommended credit
Good to Excellent(670 - 850)
A FICO score/credit score is used to represent the creditworthiness of a
person and may be one indicator to the credit type you are eligible for.
However, credit score alone does not guarantee or imply approval for any
financial product.
Capital One Venture Rewards credit card vs. Chase Sapphire Preferred® Card
For example, though the Venture card has a lower sign-up bonus than the Sapphire Preferred, they both require the same $4,000 spend in a three-month timeframe. The Sapphire Preferred card’s rewards may also be more valuable. When you book your travel through Chase, your rewards points get a 25-percent boost, giving them a value of 1.25 cents apiece. That means your 80,000 Chase Ultimate Rewards points could potentially have a value of $1,000 when redeemed for travel. Meanwhile, Venture miles have a flat value of just 1 cent per mile when redeemed for travel. To have a chance at matching the Sapphire Preferred card’s point value, you’d need to transfer your Venture miles to a travel partner with a favorable transfer ratio and redemption value.
Plus, people who have multiple Chase credit cards may be able to take advantage of the Chase trifecta to unlock even more rewards-earning potential. This essentially increases the number of categories that earn bonus rewards that can then be pooled with a premium Chase card that offers a higher point value. Depending on your goals and spending habits, this could give the Sapphire Preferred the edge long term.
Capital One Venture Rewards credit card vs. Capital One VentureOne Rewards Credit Card
For all the perks you get with the Venture Rewards card, you’ll have to pay a $95 annual fee, while there’s no annual fee for the VentureOne. The VentureOne card also has a leg up on its bigger sibling by providing a 15-month 0 percent intro APR on both purchases and balance transfers, not to mention the possibility of a slightly lower ongoing APR (15.24 percent to 25.24 percent, variable). For the occasional traveler looking for a card that can give you time to make interest-free payments on a past or future vacation, the VentureOne is a solid option.
However, the VentureOne only earns 1.25X miles on all purchases and has a much smaller 20,000-mile sign-up bonus (after spending $500 within the first three months), all without the $100 TSA PreCheck and Global Entry application fee credit. If you don’t have to worry about keeping interest at bay on any purchases or past debt, and you spend a healthy bit more than $396 each month—which is quite likely—you should probably go for the Venture card over the VentureOne.
Bankrate insight
If you’ve discovered that the Venture card’s annual fee is personally worth it, you should also consider the new Capital One Venture X card. Although its $395 annual fee may seem much more intimidating, its yearly $300 statement credits on Capital One Travel purchases and 10,000-mile account anniversary bonus completely offset the annual fee. That means it’s actually easier to recoup the Venture X card’s annual fee than the standard Venture’s fee (since the standard Venture’s only recurring credit is for TSA PreCheck or Global Entry) and reap all of the elite card’s benefits over the standard Venture.
Best cards to pair with the Capital One Venture
Flat-rate rewards cards generally pair best with bonus category cards that align with your biggest expenses.
For example, the Capital One SavorOne Cash Rewards Credit Card could be a great choice if you can take advantage of its 5 percent on hotels and rental cars booked through Capital One Travel (terms apply), unlimited 3 percent cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart and Target), plus 1 percent on all other purchases. You can get even more value from your bonus categories by converting your cash back to Capital One miles, which the Venture can transfer to travel partners. The 5 percent on hotels and rental cards booked through Capital One Travel, 3 percent dining and entertainment and 8 percent Vivid Seats are excellent bonus categories to take advantage of while you travel as well.
You could also choose another issuer’s card that can transfer loyalty points to the same partner programs or a co-branded card that earns at your favorite airline or hotel. For example, if you’re a frequent flyer or guest at any of Capital One’s transfer partners, it may be useful to also get a co-branded airline card, or hotel card, for that particular chain.
Bankrate’s Take: Is the Capital One Venture worth it?
The Capital One Venture Rewards Credit Card is a convenient option if you prefer simple flat-rate rewards or if you don’t spend enough on travel to justify a bonus category card or the Capital One Venture X’s $395 annual fee.
The card shows its peak value if you rely on everyday expenses to earn miles, but its rewards and benefits are a rung below the specialized features of a card like the Chase Sapphire Preferred. And if you spend more than $300 on Capital One travel bookings a year, it’s well worth it to upgrade to the Venture X since the extra benefits and rewards potential effortlessly outperform the base Venture card and recoup the annual fee easier than the standard card.
Frequently Asked Questions
Yes, the Capital One Venture provides rental car insurance if you pay for your rental vehicle with your card and decline the rental company’s protection plan. You’ll receive secondary coverage (meaning it kicks in to after any other primary insurance you have that may cover the incident) that reimburses up the actual cash value of the eligible vehicle in qualifying cases of physical damage or theft in covered territories. You can also be reimbursed for valid loss-of-use charges imposed by the rental company and customary towing charges to the nearest repair facility due to the damage or theft. Before you rent, keep in mind that this protection only covers domestic rentals of fifteen days at most, and rentals abroad of thirty-one days max.
You’ll have the best approval odds for the Capital One Venture card if you apply with a good-to-excellent credit score (a FICO score of 670 or higher, or a VantageScore of 661 or higher). The higher your credit score is, the best chances you’ll have.
If you like your credit cards to not only stand up to travel but also have a stylish veneer about them, the Capital One Venture is a good candidate thanks to its slick metal finish. In fact, it’s one of the best metal credit cards if you’re looking for a rewards program that operates as smoothly as its exterior looks.
You can use your Capital One miles to book travel with the following airlines, or transfer your miles to their loyalty programs outright, with no blackout dates:
Aeromexico
Air Canada
Air France/KLM
Avianca Airlines
British Airways
Cathay Pacific Asia Airways
Emirates Airline
Etihad Airways
EVA Air
Finnair
Qantas Airways
Singapore Airlines
TAP Air Portugal
Turkish Airlines
You’ll also be able to book travel with and transfer rewards to three hotel rewards programs: Accord Live Limitless, Choice Privileges Hotels and Wyndham Rewards. Unlike several other general travel card reward programs, you’ll currently get a 1:1 ratio with most partners if you’re transferring your miles. All of these partners above have a 1:1 transfer ratio except the Accor Live Limitless and EVA Infinity MileageLands.
The Capital One Venture Rewards Credit Card only allows for two free visits per year to the Capital One airport lounge. After that, the standard rate of $65 per visit applies.
It’s worth noting that Capital One only has one lounge. So the free visits currently only benefit travelers at the Dallas/Fort Worth (DFW) International Airport. However, Capital One has plans to open lounges at the Denver International Airport (DEN) and the Washington Dulles International Airport (IAD) in 2022.
If you’re a frequent traveler and are looking for credit cards for lounge access, you’ll want to upgrade to the Capital One Venture X Rewards Credit Card. With the Venture X, you get unlimited complimentary access to the Capital One lounge as well as a complimentary Priority Pass Select membership. This gets you access to over 1,300 lounges around the world.
Bankrate expert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers.
Bankrate.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which Bankrate.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Bankrate.com does not include the entire universe of available financial or credit offers. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.
Share