JetBlue Card

Robin Saks Frankel  in  Airline Advertising Disclosure
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Recommended Credit Score

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Annual Fee:
$0
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
0% intro for first 12 billing cycles following each BT that posts within 45 days of account opening
Regular APR:
18.24%, 22.24% or 27.24%variable
Terms and Restrictions Apply | Rates and Fees

Bankrate Rating

Score Breakdown

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Bankrate Rating

Perks
Rewards
Annual Fee
Intro Bonus
Foreign Transaction Fee

If you only fly once a year or so and you’re only going to do it on JetBlue, the JetBlue Card is a solid choice to help rack up those rewards points. For everyone else, there are better options, including the more robust JetBlue Plus Card, which we rate as one of the best travel credit cards on the market.

Review

You’ll earn 3X points per $1 spent on purchases made directly with JetBlue Airways, 2X at restaurants and grocery stores and 1 point on all other purchases. That’s a pretty good return for a no-fee travel rewards card.

It also comes with an OK sign-up bonus of 10,000 bonus points after you spend $1,000 on purchases within the first 90 days of card ownership. That bonus is worth about $130, well below what you might earn from other cards that don’t charge an annual fee.

But the big downside to this card is that you can only use your miles on JetBlue flights. If you want greater flexibility in airline carriers, choose a general travel rewards card.

For those who fly several times a year and can stick with only using JetBlue to get to where they want to go, the JetBlue Plus Card will give better value, even with the $99 annual fee.

The beefier version of the JetBlue card offers better rewards and a pretty nice sign-up bonus relative to the annual fee. JetBlue purchases will earn you 6X points, and its sign-up bonus is a hefty 30,000 points when you spend $1,000 on purchases within the first 90 days.

That comes out to about a $390 bonus.

Who should get this card

The standard JetBlue card is good for infrequent fliers who only use JetBlue when they do fly. It’s cheap and it will get you some rewards, but it probably shouldn’t be your main credit card.

Advantages
  • There are no blackout dates on JetBlue flights and you can redeem points for any available seat.
  • You'll save 50% on eligible in-flight purchases like cocktails and food.
  • There’s no foreign transaction fees with this card.
Disadvantages
  • Rewards can only be used to book JetBlue flights and vacation packages.
  • The sign-up rewards offer is less than that of many other travel rewards cards.
  • If you fly several times a year on JetBlue, you’ll likely earn greater rewards with the JetBlue Plus Card.

Fees and APR

  • You’ll be charged no annual fee.
  • The APR for purchases is a variable 12.99%, 20.99% or 25.99% APR based on creditworthiness.
  • There’s an introductory 12-month 0% APR balance transfer offer with this card. After the introductory period, balance transfers have the same APR as purchases.
  • Balance transfer fee is 3% of the amount transferred.

Extras, perks and using points

You can pool your points with a family member, unlike many other loyalty programs. Cardholders also save 50% on all in-flight purchases of food, cocktails and movies.

To redeem your rewards, go online and sign into your account. Rewards can be used for any seat on a JetBlue flight. There’s no blackout dates, points never expire and there’s no fee to redeem them.

Cardholders are also given the opportunity to join the JetBlue TrueBlue Dining rewards program, offering 3 miles for every dollar spent while dining out at select (around 10,000!) restaurants. Check out our guide to JetBlue TrueBlue Dining for information on how to join the program and maximize your rewards.

The value of your points can vary depending on how and when you use them. The amount of points needed per flight is directly tied to the dollar cost of the flight. JetBlue offers several fares for most flights, and the lowest fares go quickly. For example, if you’re booking a last minute flight during a busy holiday season, it will cost you more points than if you’d booked far in advance on an off-peak time.