Best Credit Cards with No Foreign Transaction Fees of 2018

Many credit cards are made for those who love to travel internationally — just make sure yours comes without foreign transaction fees or you’ll have to pay extra for every purchase made outside of the country. Additionally, you won’t earn rewards on what you pay in foreign transaction fees. Fortunately, some of the best rewards cards feature no foreign fees. Here are our top picks for the best credit cards with no foreign transaction fees from our partners.

Editor's Top Picks: Best No Foreign Transaction Fee Cards

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Editorial disclosure: All reviews are prepared by Bankrate.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank’s website for the most current information.

Best for simple travel rewards and a low APR

capital-one-ventureone-rewards-credit-card-041217.png Card Image
Apply Now ON Capital One's secure website

Capital One® VentureOne® Rewards Credit Card

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
0% intro on purchases for 12 months Purchases intro APR
N/A Balance Transfers intro APR
13.74% - 23.74% (Variable) Regular APR
$0 Annual Fee

Bankrate Score

80 out of 100

Card Details

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 13.74%-23.74% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
Terms and Restrictions Apply

Best for dining and entertainment

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Apply Now ON Capital One's secure website

Capital One® Savor® Cash Rewards Credit Card

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
N/A Purchases intro APR
N/A Balance Transfers intro APR
16.24% - 25.24% (Variable) Regular APR
$0 intro for first year; $95 after that Annual Fee

Bankrate Score

97 out of 100

Card Details

  • Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Capital One cardholders get access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that
Terms and Restrictions Apply

Best for large sign-up bonus

748bbf50-d6cf-11e8-a7ff-6f80c2c0bf17.png Card Image
Apply Now ON Citi's secure website

Citi Premier℠ Card

Recommended Credit Score:
740 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
N/A Purchases intro APR
N/A Balance Transfers intro APR
16.49% - 25.49%* (Variable) Regular APR
$95, waived for first 12 months* Annual Fee

Bankrate Score

95 out of 100

Card Details

  • Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3X Points on Travel, Including Gas Stations
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • 50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • Points Transfer allows you to transfer points to participating airline loyalty programs
  • No Foreign Transaction Fees on purchases*
Terms and Restrictions Apply

Best for booking hotels

capital-one-venture-rewards-credit-card-032217.png Card Image
Apply Now ON Capital One's secure website

Capital One® Venture® Rewards Credit Card

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
N/A Purchases intro APR
N/A Balance Transfers intro APR
14.74% - 24.74% (Variable) Regular APR
$0 intro for first year; $95 after that Annual Fee

Bankrate Score

94 out of 100

Card Details

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
  • Named ‘The Best Travel Card' by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that
Terms and Restrictions Apply

Best for points value

chase-sapphire-preferred-card-040418.png Card Image
Apply Now ON Chase's secure website

Chase Sapphire Preferred® Card

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
N/A Purchases intro APR
N/A Balance Transfers intro APR
17.99% - 24.99% Variable Regular APR
$0 Intro for the First Year, then $95 Annual Fee

Bankrate Score

95 out of 100

Card Details

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Terms and Restrictions Apply

Best 0% APR introductory offer

capital-one-quicksilver-cash-rewards-credit-card-041217.png Card Image
Apply Now ON Capital One's secure website

Capital One® Quicksilver® Cash Rewards Credit Card

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
0% intro on purchases for 15 months Purchases intro APR
0% intro on balance transfers for 15 months Balance Transfers intro APR
14.74% - 24.74% (Variable) Regular APR
$0 Annual Fee

Bankrate Score

93 out of 100

Card Details

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 14.74%-24.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 14.74%-24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees
Terms and Restrictions Apply

Best all-around reward rates

wells-fargo-propel-american-express-card-071018.png Card Image
Apply Now ON Wells Fargo's secure website

Wells Fargo Propel American Express® Card

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
0% for 12 months Purchases intro APR
0% for 12 months Balance Transfers intro APR
14.49%-26.99% (Variable) Regular APR
$0 Annual Fee

Bankrate Score

97 out of 100

Card Details

  • New! Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that's a $300 cash redemption value
  • Earn 3X points for eating out and ordering in
  • Earn 3X points for gas stations, rideshares and transit
  • Earn 3X points for travel including flights, hotels, homestays and car rentals
  • Earn 1X points on other purchases
  • $0 Annual Fee
  • 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 14.49%-26.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
Terms and Restrictions Apply

Best for Bank of America customers

bank-of-america-travel-rewards-credit-card-041718.png Card Image
Apply Now ON Bank of America's secure website

Bank of America® Travel Rewards credit card

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
0% Introductory APR on purchases for 12 billing cycles Purchases intro APR
N/A Balance Transfers intro APR
16.99% - 24.99% Variable APR on purchases and balance transfers Regular APR
$0 Annual Fee

Bankrate Score

85 out of 100

Card Details

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • New Offer: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 16.99% - 24.99% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
Terms and Restrictions Apply

Best for simple earning

discover-it-miles-012518.png Card Image
Apply Now ON Discover's secure website

Discover it® Miles

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
0% for 14 months Purchases intro APR
10.99% for 14 months Balance Transfers intro APR
13.99% - 24.99% Variable Regular APR
$0 Annual Fee

Bankrate Score

95 out of 100

Card Details

  • Intro Offer: Discover will match all the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
  • No Blackout Dates – fly any airline, stay at any hotel.
  • Redeem your Miles as a statement credit towards travel purchases.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive Free Social Security number alerts— Discover will monitor thousands of risky websites when you sign up.
  • No Annual Fee.
Terms and Restrictions Apply | Rates and Fees

Best for dining and no annual fee

49fda590-9f2b-11e8-8835-390989bf37d0.png Card Image
Apply Now ON Capital One's secure website

Capital One® SavorOne℠ Cash Rewards Credit Card

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
0% intro on purchases for 15 months Purchases intro APR
0% intro on balance transfers for 15 months Balance Transfers intro APR
14.74% - 24.74% (Variable) Regular APR
$0 Annual Fee

Bankrate Score

91 out of 100

Card Details

  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 14.74% - 24.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 14.74% - 24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee
Terms and Restrictions Apply

Editorial disclosure: All reviews are prepared by Bankrate.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank’s website for the most current information.


Author: Griffin Miller | Last Updated: November 1, 2018


In this article:

How we chose the best foreign travel credit cards

We reviewed rewards cards without foreign transaction fees to find the absolute best cards to use when traveling abroad. A number of factors were considered when selecting our favorites: our proprietary Bankrate score, rewards rate, perks, and fees.

Recap: Editor’s analysis on the best no foreign transaction fee cards

Capital One® VentureOne® Rewards Credit Card

Why you’ll love it

The VentureOne is the no annual fee version of the Venture card from Capital One. If you’re averse to fees in general, this is a good card that will help you earn rewards on all of your purchases. Plus, you won’t have to incur those pesky foreign transaction fees if you’re taking an international trip over the holidays. Additionally, it has a pretty easy to hit sign-up bonus of 25,000 online bonus points after just $1,000 in spend in the first 90 days.

Card Details:

  • Best For: Simple travel rewards and a low APR
  • Bankrate Score: 80/100
  • Credit Needed: Good, Excellent
  • Annual Fee: $0

Capital One® Savor® Cash Rewards Credit Card

Why you’ll love it

If you’re the type of traveler who likes to get a flavor of the local cuisine while you’re traveling then this is the card for you. The Capital One Savor Cash Rewards card offers unlimited 4% back on dining and entertainment, 2% at grocery stores and 1% on everything else. If you regularly dine out at home and like to indulge in the local delicacies when you’re abroad, this card’s generous cash back rewards could end up giving you great returns. Capital One is also offering a sign-up bonus of $500 after you spend $3,000 within the first three months of opening the card, this is a sizable and achievable bonus. Having no foreign transaction fee is a nice additional perk to add to this card’s already long list of attributes. It does, however, charge a $95 annual fee (which is waived for the first year), though there are no annual fee cards that also don’t charge foreign transaction fees, this card could more than pay for itself for heavy spenders in dining and entertainment.

Card Details:

  • Best for: Dining, entertainment, and groceries
  • Bankrate score: 97/100
  • Rewards rate: 4% on dining and entertainment, 2% at the grocery store, 1% back on all other purchases
  • Welcome offer: $500 sign-up bonus after spending $3,000 in the first three months of opening the card

Citi Premier℠ Card

Why you’ll love it

The Citi Premier Card has an awesome sign-up bonus of 50,000 ThankYou Points right now when you spend $4,000 in the first 3 months. You can use those points to book a flight with one of their many transfer partners and take that international trip you’ve always wanted to book over the holidays. With no foreign transaction fees, you won’t have to worry about any of those unexpected fees either while you’re traveling.

Card Details:

  • Best For: Large sign-up bonus
  • Bankrate Score: 95/100
  • Credit Needed: Excellent
  • Annual Fee: $95

Capital One® Venture® Rewards Credit Card

Why you’ll love it

You’ll earn 10x miles on every hotel booking made at hotels.com/venture and paid for with your Venture card. That’s an unheard-of rewards rate, even for the best rewards cards available. Keep in mind that because of Capital One’s tie-in with hotels.com, you won’t earn that 10x bonus if you book directly with hotels or through a different booking site. Since hotels.com is worldwide, you’ll have no trouble finding a place to stay no matter where you are — and you won’t pay foreign transaction fees.

Card Details:

  • Best For: booking hotels
  • Bankrate Score: 94
  • Credit Needed: Excellent, Good
  • Annual Fee: $95 (waived the first year)

Chase Sapphire Preferred® Card

Why you’ll love it

The 50,000 sign-up bonus points (after you spent $4,000 within the first 3 months) are super valuable, as Chase Ultimate Rewards are among the most flexible credit card points. If you redeem your points through the Ultimate Rewards portal, they take on another 25% in value, which can add up to hundreds of dollars. The Chase Sapphire Preferred® was designed for travelers; it rewards you with 2x points for pretty much every expense you may incur while traveling, from dining out to rideshares and more.

Card Details:

  • Best For: a big sign-up bonus
  • Bankrate Score: 95
  • Credit Needed: Excellent/Good
  • Annual Fee: $95 (waived the first year)

Capital One® Quicksilver® Cash Rewards Credit Card

Why you’ll love it

This flat-rate cash back card will earn you 1.5% cash back on every purchase you make, anywhere in the world. For people who want simple rewards and the option to gradually pay off the cost of their (possibly foreign) vacation over the course of 15 months, Quicksilver is the way to go. You’ll also receive a $150 cash bonus after spending $500 in the first 3 months, which is a nice discount on any foreign travels.

Card Details:

  • Best For: its 0% APR introductory offer, variable APR of 14.74% – 24.74% thereafter.
  • Bankrate Score: 93
  • Credit Needed: Excellent, Good
  • Annual Fee: $0

Wells Fargo Propel American Express® Card

Why you’ll love it

By offering 3x points on four spending categories (eating out, gas stations, travel, popular streaming services), the new Propel card gives you the opportunity to consistently earn above-average rewards in a variety of ways. Top that off with the fact that you won’t have to pay an annual fee and this can be your new go-to card for using on almost anything, anywhere (no foreign fees).

Card Details:

  • Best For: high all-around rewards rates
  • Bankrate Score: 97
  • Credit Needed: Excellent/Good
  • Annual Fee: $0

Bank of America® Travel Rewards credit card

Why you’ll love it

This card is particularly lucrative if you’re a Bank of America Preferred Rewards client. Your 1.5x points on every purchase can turn into much more, with anywhere from a 25% to 75% bonus on top of that. Throw in no annual fee and no foreign transaction fees on top of that and you have a credit card that you can have in your wallet with you anywhere in the world, not having to worry about surprise fees or keeping up with certain rewards spending categories.

Card Details:

  • Best For: Bank of America customers
  • Bankrate Score: 85/100
  • Credit Needed: Good, Excellent
  • Annual Fee: $0

Discover it® Miles

Why you’ll love it

If you’re the type of person who likes to plan your vacations to other countries way in advance, the Discover it Miles card gives you the opportunity to cash in on some solid rewards that are simple to redeem to help you fund the trip. This card comes with Discover’s very lucrative miles match offer – Discover will match all of the Miles you’ve earned at the end of your first year, automatically. So, if you rack up 50,000 miles in your first year, you will have 100,000 miles in your account! That’s pretty awesome, and they are easy to redeem – Discover simply gives you a statement credit towards travel purchases. No annual fees, no foreign transaction fees, and a simple rewards structure.

Card Details:

  • Best For: Simple earning
  • Bankrate Score: 95/100
  • Credit Needed: Good, Excellent
  • Annual Fee: $0

Capital One® SavorOne℠ Cash Rewards Credit Card

Why you’ll love it

The SavorOne is a great card for young adventure seekers who don’t like fees. You’ll earn 3% cash back on all dining and entertainment purchases, 2% back at grocery stores, and 1% back on everything else. And those rewards aren’t limited to just the United States – they apply to purchases abroad too! Couple that with no foreign transaction fees and you have a card that is a solid travel companion to that exotic trip you want to take this holiday season.

Card Details:

  • Best For: Dining and no annual fee
  • Bankrate Score: 91/100
  • Credit Needed: Good, Excellent
  • Annual Fee: $0

What are foreign transaction fees?

Foreign transaction fees are charged by credit card issuers when purchases are made outside of the United States. If your credit card has a foreign transaction fee, you’ll often be charged an additional 3%-5% of the total amount you spend, every time you make a purchase abroad.

Card issuers charge foreign transaction fees to cover currency conversion and to offset the cost of transferring money through a foreign bank.

As most cardholders know, credit card fees are a surefire way of losing out on the benefits you signed up for. Consider the Amex EveryDay® Credit Card from American Express — a popular card with good benefits and no annual fee. It does carry a 2.7% foreign transaction fee, which would quickly negate the 1x points you’d earn on purchases in other countries since those fees don’t translate to any extra rewards points. Let’s say you spent the summer in Europe, spending $100 per week for 12 weeks. You’ll have earned 1,200 points (worth $12) and racked up roughly $32 in foreign transaction fees by the time you head home. Because the foreign transaction fees don’t apply to your rewards spending, you won’t be getting an additional 32 rewards points either.

Foreign transaction fees by issuer

Here’s a handy chart of what most issuers charge for foreign transaction fees.

Credit card foreign transaction fees

American Express
  • Issuer fee: 2.7%
  • MasterCard/Visa fee: N/A
  • Total: 2.7%; fee waived on Platinum Card ®, Premier Rewards Gold, Pen Fed Premium Travel Rewards card, Starwood, Hilton, and Delta affiliated cards.
Bank of America
  • Issuer fee: 2%
  • MasterCard/Visa fee: 1%
  • Total: 3%; fee waived on Bank of America® Travel Rewards, Bank of America® Premium Rewards®, Alaska Airlines Visa®, Amtrak Guest Rewards® World Mastercard®, Royal Caribbean®, Virgin Atlantic, Asiana Visa Signature®, and Celebrity Cruises.
Barclaycard
  • Issuer fee: 2%
  • MasterCard/Visa fee: 1%
  • Total: 3%; fee waived for AAdvantage® Aviator® Silver World Elite Mastercard®, Barclaycard Arrival® Plus, JetBlue Plus Card, Lufthansa credit card, Mastercard Black Card
Capital One
  • Issuer fee: none.
  • MasterCard/Visa fee: 1%; absorbed by Capital One
  • Total: 0%
Chase
  • Issuer fee: 2%
  • MasterCard/Visa fee: 1%
  • Total: 3%; fee waived on the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Southwest Rapid Rewards® Priority Credit Card, Southwest Rapid Rewards® Premier Credit Card, United Explorer Card, United TravelBank Card, United MileagePlus® Club Card, British Airways Visa Signature® card, Marriot Rewards® Premier Plus credit card, The World of Hyatt Credit Card, IHG® Rewards Club Premier Credit Card, Amazon Rewards Visa Signature Card, Ink Business PreferredSM credit card, Southwest Rapid Rewards® Premier Business Credit Card, United MileagePlus® Explorer Business Card, Marriott Rewards® Premier Plus Business credit card
Citi
  • Issuer fee: 2%
  • MasterCard/Visa fee: 1%
  • Total: 3%; fee waived on the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®, Costco Anywhere Visa® Card By Citi and Costco Anywhere Visa® Business Card By Citi.
Discover
  • Issuer fee: none.
  • MasterCard/Visa fee: N/A
  • Total: 0%
Wells Fargo
  • Issuer fee: 3%
  • MasterCard/Visa fee: 1%
  • Total: 3%; fee waived for Wells Fargo Propel American Express® Card.

Other ways to save while traveling internationally

Avoiding foreign transaction fees should be at the top of your list when looking for a credit card to take with you internationally. There are secondary factors to consider and measures you can take when traveling abroad to help save even more:

  • Plan your transportation ahead of time and use a credit card that pays a bonus. Though many rewards cards offer bonus points on “travel” purchases, “travel” is defined differently by issuers. For instance, Chase considers rideshares and parking fees travel purchases, while American Express generally does not. Pay attention to the specifics of your rewards program to earn the most points.
  • Look for flights on alternative airlines. Many smaller airlines like Britain’s EasyJet and Norway’s Norwegian Air Shuttle are low-cost alternatives that can still get you where you want to go, for a lot less. It also doesn’t hurt to check with your preferred airline’s affiliate network for cheaper flights.
  • Book through credit card portals or affiliate sites. If you book a hotel room through Chase Ultimate Rewards, your Chase points take on 25%-50% more value. If you use your Capital One Venture Card on hotels.com, you’ll earn 10x miles. Some American Express cards offer $75 credits or more at their exclusive Hotel Collection locations.

Why use a credit card while traveling?

We’ve all gone on vacation, enjoyed ourselves, and returned home to a credit card bill. It can be an unpleasant reality if you haven’t employed a credit card strategy; if you have, you may just return home to a stockpile of points, which can redeemed for a future trip.

Although in some countries it may unrealistic to plan on using a credit card for everything, the benefits of attempting to do so can be ample. Like using a rewards card while at home, using it throughout the world is a smart way to save money and plan for future trips — as long as the card has no foreign transaction fees.

Further research and reviews

If you still need to do some research, we have your back. There are a bunch of different types of cards that offer no foreign transaction fee on international purchases. We’ve reviewed almost every credit card in each of the major travel categories. Browse through our reviews below.

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.