Best Discover credit cards for March 2023

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Best overall cash back card

Discover it® Cash Back

on Discover's secure site

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4.4 Bankrate review

4.4 Bankrate review

Rewards Rate

5% Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
1% Plus, earn unlimited 1% cash back on all other purchases – automatically.

Intro offer

Cashback Match™

Annual fee

Regular APR

16.49% - 27.49% Variable APR

Recommended credit

Good to Excellent (670 – 850)

- 5% Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
- 1% Plus, earn unlimited 1% cash back on all other purchases – automatically.
When it comes to overall cash back rewards, the Discover it® Cash Back has a lot to offer. If you don’t mind some strategizing, you’ll earn 5 percent back on rotating categories each quarter on up to $1,500 in combined spending per quarter (activation required) and then 1 percent . You also earn unlimited 1 percent back on all other purchases. You can use Discover's cash back calendar to plan upcoming purchases and maximize your cash back.

Read our full Discover it® Cash Back review.
Pros

No annual fee to offset with your rewards earnings.

Discover will automatically match all the cash back you've earned at the end of your first year.

Cons

You must keep track of the quarterly activation dates to get the most out of your rewards.

There are caps on the rewards you earn each quarter in the 5 percent categories and activation is required (up to $1,500 in purchases, then 1 percent.)
- Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.
- Every $1 you earn in cash back is $1 you can redeem
- Get a 0% intro APR for 15 months on purchases. Then 16.49% to 27.49% Standard Variable Purchase APR applies, based on credit worthiness.
- No annual fee.
- Click through to Discover's website to see terms and conditions.
Additional features

Purchase intro APR

0% for 15 months

Balance transfer intro APR

0% for 15 months

4.4

on Discover's secure site

Add to compare

Intro offer Cashback Match™

Annual fee $0

Regular APR 16.49% - 27.49% Variable APR

Recommended credit Good to Excellent (670 – 850)

- 5% Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
- 1% Plus, earn unlimited 1% cash back on all other purchases – automatically.
When it comes to overall cash back rewards, the Discover it® Cash Back has a lot to offer. If you don’t mind some strategizing, you’ll earn 5 percent back on rotating categories each quarter on up to $1,500 in combined spending per quarter (activation required) and then 1 percent . You also earn unlimited 1 percent back on all other purchases. You can use Discover's cash back calendar to plan upcoming purchases and maximize your cash back.

Read our full Discover it® Cash Back review.
Pros

No annual fee to offset with your rewards earnings.

Discover will automatically match all the cash back you've earned at the end of your first year.

Cons

You must keep track of the quarterly activation dates to get the most out of your rewards.

There are caps on the rewards you earn each quarter in the 5 percent categories and activation is required (up to $1,500 in purchases, then 1 percent.)
- Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.
- Every $1 you earn in cash back is $1 you can redeem
- Get a 0% intro APR for 15 months on purchases. Then 16.49% to 27.49% Standard Variable Purchase APR applies, based on credit worthiness.
- No annual fee.
- Click through to Discover's website to see terms and conditions.
Additional features

Purchase intro APR

0% for 15 months

Balance transfer intro APR

0% for 15 months

5% Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
1% Plus, earn unlimited 1% cash back on all other purchases – automatically.

When it comes to overall cash back rewards, the Discover it® Cash Back has a lot to offer. If you don’t mind some strategizing, you’ll earn 5 percent back on rotating categories each quarter on up to $1,500 in combined spending per quarter (activation required) and then 1 percent . You also earn unlimited 1 percent back on all other purchases. You can use Discover's cash back calendar to plan upcoming purchases and maximize your cash back.

Read our full Discover it® Cash Back review.

Pros

No annual fee to offset with your rewards earnings.
Discover will automatically match all the cash back you've earned at the end of your first year.

Cons

You must keep track of the quarterly activation dates to get the most out of your rewards.
There are caps on the rewards you earn each quarter in the 5 percent categories and activation is required (up to $1,500 in purchases, then 1 percent.)

Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.
Every $1 you earn in cash back is $1 you can redeem
Get a 0% intro APR for 15 months on purchases. Then 16.49% to 27.49% Standard Variable Purchase APR applies, based on credit worthiness.
No annual fee.
Click through to Discover's website to see terms and conditions.

Additional features

Purchase intro APR

0% for 15 months

Balance transfer intro APR

0% for 15 months

Best for balance transfers

Discover it® Balance Transfer

on Discover's secure site

Add to compare

Best for balance transfers

Discover it® Balance Transfer

on Discover's secure site

Add to compare

4.7 Bankrate review

4.7 Bankrate review

Rewards Rate

5% Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
1% Earn unlimited 1% cash back on all other purchases - automatically.

Intro offer

Cashback Match™

Annual fee

Regular APR

16.49% - 27.49% Variable APR

Recommended credit

Good to Excellent (670 – 850)

- 5% Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
- 1% Earn unlimited 1% cash back on all other purchases - automatically.
Enjoy a lengthy (though not quite best-in-class) 0 percent introductory APR on balance transfers for 18 months (then 16.49 percent to 27.49 percent variable APR) with this version of Discover’s popular it card. Bonus: The card features a competitive cash back rewards program, meaning it retains value for the long term. Read our full Discover it® Balance Transfer review.
Pros

This card does not charge foreign transaction fees or a penalty APR.

There is also an intro APR on purchases with this card.

Cons

There are other balance transfer cards on the market with longer intro APR offers.

There is an intro balance transfer fee of 3 percent, then the fee is 5 percent after the intro period ends (see card terms).
- Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.
- Every $1 you earn in cash back is $1 you can redeem
- No annual fee.
- Click through to Discover's website to see terms and conditions.
Additional features

Purchase intro APR

0% for 6 months

Balance transfer intro APR

0% for 18 months

4.7

on Discover's secure site

Add to compare

Intro offer Cashback Match™

Annual fee $0

Regular APR 16.49% - 27.49% Variable APR

Recommended credit Good to Excellent (670 – 850)

- 5% Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
- 1% Earn unlimited 1% cash back on all other purchases - automatically.
Enjoy a lengthy (though not quite best-in-class) 0 percent introductory APR on balance transfers for 18 months (then 16.49 percent to 27.49 percent variable APR) with this version of Discover’s popular it card. Bonus: The card features a competitive cash back rewards program, meaning it retains value for the long term. Read our full Discover it® Balance Transfer review.
Pros

This card does not charge foreign transaction fees or a penalty APR.

There is also an intro APR on purchases with this card.

Cons

There are other balance transfer cards on the market with longer intro APR offers.

There is an intro balance transfer fee of 3 percent, then the fee is 5 percent after the intro period ends (see card terms).
- Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.
- Every $1 you earn in cash back is $1 you can redeem
- No annual fee.
- Click through to Discover's website to see terms and conditions.
Additional features

Purchase intro APR

0% for 6 months

Balance transfer intro APR

0% for 18 months

5% Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
1% Earn unlimited 1% cash back on all other purchases - automatically.

Enjoy a lengthy (though not quite best-in-class) 0 percent introductory APR on balance transfers for 18 months (then 16.49 percent to 27.49 percent variable APR) with this version of Discover’s popular it card. Bonus: The card features a competitive cash back rewards program, meaning it retains value for the long term. Read our full Discover it® Balance Transfer review.

Pros

This card does not charge foreign transaction fees or a penalty APR.
There is also an intro APR on purchases with this card.

Cons

There are other balance transfer cards on the market with longer intro APR offers.
There is an intro balance transfer fee of 3 percent, then the fee is 5 percent after the intro period ends (see card terms).

Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.
Every $1 you earn in cash back is $1 you can redeem
No annual fee.
Click through to Discover's website to see terms and conditions.

Additional features

Purchase intro APR

0% for 6 months

Balance transfer intro APR

0% for 18 months

Best travel card

Discover it® Miles

on Discover's secure site

Add to compare

Best travel card

Discover it® Miles

on Discover's secure site

Add to compare

3.9 Bankrate review

3.9 Bankrate review

Rewards Rate

1.5X Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.

Intro offer

Discover Match®

Annual fee

Regular APR

16.49% - 27.49% Variable APR

Recommended credit

Good to Excellent (670 – 850)

- 1.5X Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
The Discover it® Miles earns unlimited 1.5X miles on every purchase, and you can apply the miles you've earned to travel purchases on your statement or redeem them for cash back. Plus, at the end of your first year as a card owner, Discover will match all the miles you've earned up to that point. Read our full Discover it® Miles card review.
Pros

This card does not charge foreign transaction fees, an important asset to a travel card.

There’s a fairly decent intro APR on purchases with this card at 0 percent for 15 months (then 16.49 percent to 27.49 percent variable APR)

Cons

The Discover payment network is not as widely accepted abroad as other networks like Visa and Mastercard.

There aren’t many extra travel perks with this card outside of the standard $0 fraud liability and account alerts.
- Unlimited Bonus: Only Discover gives you an unlimited match of all the Miles you've earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There's no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
- Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
- Redeem Miles to pay any part of your monthly bill, including your minimum payment.
- Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
- 0% intro APR for 15 months on purchases. Then 16.49% to 27.49% Standard Variable Purchase APR will apply.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.
- Discover is accepted nationwide by 99% of the places that take credit cards.
- Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.
- Click through to Discover's website to see terms and conditions.
Additional features

Purchase intro APR

0% Intro APR for 15 months

Balance transfer intro APR

0% Intro APR for 15 months

3.9

on Discover's secure site

Add to compare

Intro offer Discover Match®

Annual fee $0

Regular APR 16.49% - 27.49% Variable APR

Recommended credit Good to Excellent (670 – 850)

- 1.5X Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
The Discover it® Miles earns unlimited 1.5X miles on every purchase, and you can apply the miles you've earned to travel purchases on your statement or redeem them for cash back. Plus, at the end of your first year as a card owner, Discover will match all the miles you've earned up to that point. Read our full Discover it® Miles card review.
Pros

This card does not charge foreign transaction fees, an important asset to a travel card.

There’s a fairly decent intro APR on purchases with this card at 0 percent for 15 months (then 16.49 percent to 27.49 percent variable APR)

Cons

The Discover payment network is not as widely accepted abroad as other networks like Visa and Mastercard.

There aren’t many extra travel perks with this card outside of the standard $0 fraud liability and account alerts.
- Unlimited Bonus: Only Discover gives you an unlimited match of all the Miles you've earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There's no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
- Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
- Redeem Miles to pay any part of your monthly bill, including your minimum payment.
- Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
- 0% intro APR for 15 months on purchases. Then 16.49% to 27.49% Standard Variable Purchase APR will apply.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.
- Discover is accepted nationwide by 99% of the places that take credit cards.
- Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.
- Click through to Discover's website to see terms and conditions.
Additional features

Purchase intro APR

0% Intro APR for 15 months

Balance transfer intro APR

0% Intro APR for 15 months

1.5X Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.

The Discover it® Miles earns unlimited 1.5X miles on every purchase, and you can apply the miles you've earned to travel purchases on your statement or redeem them for cash back. Plus, at the end of your first year as a card owner, Discover will match all the miles you've earned up to that point. Read our full Discover it® Miles card review.

Pros

This card does not charge foreign transaction fees, an important asset to a travel card.
There’s a fairly decent intro APR on purchases with this card at 0 percent for 15 months (then 16.49 percent to 27.49 percent variable APR)

Cons

The Discover payment network is not as widely accepted abroad as other networks like Visa and Mastercard.
There aren’t many extra travel perks with this card outside of the standard $0 fraud liability and account alerts.

Unlimited Bonus: Only Discover gives you an unlimited match of all the Miles you've earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There's no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
Redeem Miles to pay any part of your monthly bill, including your minimum payment.
Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
0% intro APR for 15 months on purchases. Then 16.49% to 27.49% Standard Variable Purchase APR will apply.
Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.
Discover is accepted nationwide by 99% of the places that take credit cards.
Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.
Click through to Discover's website to see terms and conditions.

Additional features

Purchase intro APR

0% Intro APR for 15 months

Balance transfer intro APR

0% Intro APR for 15 months

Best overall student card

Discover it® Student Cash Back

on Discover's secure site

Add to compare

Best overall student card

Discover it® Student Cash Back

on Discover's secure site

Add to compare

4.3 Bankrate review

4.3 Bankrate review

Rewards Rate

5% Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
1% Plus, earn unlimited 1% cash back on all other purchases - automatically.

Intro offer

Cashback Match™

Annual fee

Regular APR

17.49% - 26.49% Variable APR

Recommended credit

No Credit History

- 5% Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
- 1% Plus, earn unlimited 1% cash back on all other purchases - automatically.
Students looking for cash back rewards might find that this card makes the grade. You can earn 5 percent cash back on rotating bonus categories up to $1,500 per quarter in purchases (activation required), and then 1 percent. The cash back rate on all other purchases is 1 percent unlimited. Read our full Discover it® Student Cash Back review.
Pros

The 2023 bonus categories are very student-centric, including restaurants, grocery stores and select streaming services.

Discover will match all the cash back you earn at the end of your first year.

Cons

With a student’s busy schedule, it may be hard to keep track of rotating categories and enrollment deadlines each quarter.

There are spending caps each quarter in the 5 percent category and activation is required (up to $1,500 in purchases, then 1 percent.)
- Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- No credit score required to apply.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.
- No annual fee and build your credit with responsible use.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.49% - 26.49% applies.
- Click through to Discover's website to see terms and conditions.
Additional features

Purchase intro APR

0% for 6 months

Balance transfer intro APR

10.99% for 6 months

4.3

on Discover's secure site

Add to compare

Intro offer Cashback Match™

Annual fee $0

Regular APR 17.49% - 26.49% Variable APR

Recommended credit No Credit History

- 5% Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
- 1% Plus, earn unlimited 1% cash back on all other purchases - automatically.
Students looking for cash back rewards might find that this card makes the grade. You can earn 5 percent cash back on rotating bonus categories up to $1,500 per quarter in purchases (activation required), and then 1 percent. The cash back rate on all other purchases is 1 percent unlimited. Read our full Discover it® Student Cash Back review.
Pros

The 2023 bonus categories are very student-centric, including restaurants, grocery stores and select streaming services.

Discover will match all the cash back you earn at the end of your first year.

Cons

With a student’s busy schedule, it may be hard to keep track of rotating categories and enrollment deadlines each quarter.

There are spending caps each quarter in the 5 percent category and activation is required (up to $1,500 in purchases, then 1 percent.)
- Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- No credit score required to apply.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.
- No annual fee and build your credit with responsible use.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.49% - 26.49% applies.
- Click through to Discover's website to see terms and conditions.
Additional features

Purchase intro APR

0% for 6 months

Balance transfer intro APR

10.99% for 6 months

5% Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
1% Plus, earn unlimited 1% cash back on all other purchases - automatically.

Students looking for cash back rewards might find that this card makes the grade. You can earn 5 percent cash back on rotating bonus categories up to $1,500 per quarter in purchases (activation required), and then 1 percent. The cash back rate on all other purchases is 1 percent unlimited. Read our full Discover it® Student Cash Back review.

Pros

The 2023 bonus categories are very student-centric, including restaurants, grocery stores and select streaming services.
Discover will match all the cash back you earn at the end of your first year.

Cons

With a student’s busy schedule, it may be hard to keep track of rotating categories and enrollment deadlines each quarter.
There are spending caps each quarter in the 5 percent category and activation is required (up to $1,500 in purchases, then 1 percent.)

Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
No credit score required to apply.
Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.
No annual fee and build your credit with responsible use.
0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.49% - 26.49% applies.
Click through to Discover's website to see terms and conditions.

Additional features

Purchase intro APR

0% for 6 months

Balance transfer intro APR

10.99% for 6 months

Best for gas station purchases

Discover it® chrome

on Discover's secure site

Add to compare

Best for gas station purchases

Discover it® chrome

on Discover's secure site

Add to compare

Rewards Rate

2% Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
1% Plus, earn unlimited 1% cash back on all other purchases - automatically.

Intro offer

Cashback Match™

Annual fee

Regular APR

16.49% - 27.49% Variable APR

Recommended credit

Good to Excellent (670 – 850)

- 2% Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
- 1% Plus, earn unlimited 1% cash back on all other purchases - automatically.
The Discover it® chrome is a solid rewards card that fuels your cash back returns as you fuel up your vehicle. You'll earn 2 percent cash back at gas stations and restaurants (up to $1,000 in purchases each quarter, then 1 percent) and 1 percent cash back on all other purchases.

Read our full Discover it® chrome review.
Pros

You won’t be charged a first-time late payment fee with this card (though the fee is up to $41 after the first strike and missed payments will hurt your credit).

There is a 0 percent intro APR on both balance transfers and purchase for 15 months (then 16.49 percent to 27.49 percent variable APR).

Cons

The quarterly limit on bonus categories with this card can be restrictive.

There are not many auxiliary benefits outside of cash back with this card.
- Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.
- Every $1 you earn in cash back is $1 you can redeem.
- Get a 0% intro APR for 15 months on purchases. Then 16.49% to 27.49% Standard Variable Purchase APR applies, based on credit worthiness.
- No annual fee.
- Click through to Discover's website to see terms and conditions.
Additional features

Purchase intro APR

0% for 15 months

Balance transfer intro APR

0% for 15 months

4.0

on Discover's secure site

Add to compare

Intro offer Cashback Match™

Annual fee $0

Regular APR 16.49% - 27.49% Variable APR

Recommended credit Good to Excellent (670 – 850)

- 2% Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
- 1% Plus, earn unlimited 1% cash back on all other purchases - automatically.
The Discover it® chrome is a solid rewards card that fuels your cash back returns as you fuel up your vehicle. You'll earn 2 percent cash back at gas stations and restaurants (up to $1,000 in purchases each quarter, then 1 percent) and 1 percent cash back on all other purchases.

Read our full Discover it® chrome review.
Pros

You won’t be charged a first-time late payment fee with this card (though the fee is up to $41 after the first strike and missed payments will hurt your credit).

There is a 0 percent intro APR on both balance transfers and purchase for 15 months (then 16.49 percent to 27.49 percent variable APR).

Cons

The quarterly limit on bonus categories with this card can be restrictive.

There are not many auxiliary benefits outside of cash back with this card.
- Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.
- Every $1 you earn in cash back is $1 you can redeem.
- Get a 0% intro APR for 15 months on purchases. Then 16.49% to 27.49% Standard Variable Purchase APR applies, based on credit worthiness.
- No annual fee.
- Click through to Discover's website to see terms and conditions.
Additional features

Purchase intro APR

0% for 15 months

Balance transfer intro APR

0% for 15 months

2% Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
1% Plus, earn unlimited 1% cash back on all other purchases - automatically.

The Discover it® chrome is a solid rewards card that fuels your cash back returns as you fuel up your vehicle. You'll earn 2 percent cash back at gas stations and restaurants (up to $1,000 in purchases each quarter, then 1 percent) and 1 percent cash back on all other purchases.

Read our full Discover it® chrome review.

Pros

You won’t be charged a first-time late payment fee with this card (though the fee is up to $41 after the first strike and missed payments will hurt your credit).
There is a 0 percent intro APR on both balance transfers and purchase for 15 months (then 16.49 percent to 27.49 percent variable APR).

Cons

The quarterly limit on bonus categories with this card can be restrictive.
There are not many auxiliary benefits outside of cash back with this card.

Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.
Every $1 you earn in cash back is $1 you can redeem.
Get a 0% intro APR for 15 months on purchases. Then 16.49% to 27.49% Standard Variable Purchase APR applies, based on credit worthiness.
No annual fee.
Click through to Discover's website to see terms and conditions.

Additional features

Purchase intro APR

0% for 15 months

Balance transfer intro APR

0% for 15 months

Best for gas and dining for students

Discover it® Student chrome

on Discover's secure site

Add to compare

Best for gas and dining for students

Discover it® Student chrome

on Discover's secure site

Add to compare

Rewards Rate

2% Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
1% Plus, earn unlimited 1% cash back on all other purchases - automatically.

Intro offer

Cashback Match™

Annual fee

Regular APR

17.49% - 26.49% Variable APR

Recommended credit

No Credit History

- 2% Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
- 1% Plus, earn unlimited 1% cash back on all other purchases - automatically.
The Discover it® Student chrome earns 2 percent cash back at gas stations and restaurants (on up to $1,000 in combined spending per quarter and then 1 percent) along with unlimited 1 percent cash back on all other purchases.

Read our full Discover it® Student chrome review.
Pros

Discover will automatically match all the cash back you've earned at the end of your first year.

This card does not charge an annual fee, which could be ideal for a student budget.

Cons

There are other student cards on the market with higher and more flexible rewards and categories.

There is a spending cap on your 2 percent cash back categories (up to $1,000 each quarter, then 1 percent).
- Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- No credit score required to apply.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people- search sites that could sell your data. It's free, activate with the mobile app.
- No annual fee and build your credit with responsible use.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.49% - 26.49% applies.
- Click through to Discover's website to see terms and conditions.
Additional features

Purchase intro APR

0% for 6 months

Balance transfer intro APR

10.99% for 6 months

4.0

on Discover's secure site

Add to compare

Intro offer Cashback Match™

Annual fee $0

Regular APR 17.49% - 26.49% Variable APR

Recommended credit No Credit History

- 2% Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
- 1% Plus, earn unlimited 1% cash back on all other purchases - automatically.
The Discover it® Student chrome earns 2 percent cash back at gas stations and restaurants (on up to $1,000 in combined spending per quarter and then 1 percent) along with unlimited 1 percent cash back on all other purchases.

Read our full Discover it® Student chrome review.
Pros

Discover will automatically match all the cash back you've earned at the end of your first year.

This card does not charge an annual fee, which could be ideal for a student budget.

Cons

There are other student cards on the market with higher and more flexible rewards and categories.

There is a spending cap on your 2 percent cash back categories (up to $1,000 each quarter, then 1 percent).
- Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- No credit score required to apply.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people- search sites that could sell your data. It's free, activate with the mobile app.
- No annual fee and build your credit with responsible use.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.49% - 26.49% applies.
- Click through to Discover's website to see terms and conditions.
Additional features

Purchase intro APR

0% for 6 months

Balance transfer intro APR

10.99% for 6 months

2% Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
1% Plus, earn unlimited 1% cash back on all other purchases - automatically.

The Discover it® Student chrome earns 2 percent cash back at gas stations and restaurants (on up to $1,000 in combined spending per quarter and then 1 percent) along with unlimited 1 percent cash back on all other purchases.

Read our full Discover it® Student chrome review.

Pros

Discover will automatically match all the cash back you've earned at the end of your first year.
This card does not charge an annual fee, which could be ideal for a student budget.

Cons

There are other student cards on the market with higher and more flexible rewards and categories.
There is a spending cap on your 2 percent cash back categories (up to $1,000 each quarter, then 1 percent).

Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
No credit score required to apply.
Discover could help you reduce exposure of your personal information online by helping you remove it from select people- search sites that could sell your data. It's free, activate with the mobile app.
No annual fee and build your credit with responsible use.
0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.49% - 26.49% applies.
Click through to Discover's website to see terms and conditions.

Additional features

Purchase intro APR

0% for 6 months

Balance transfer intro APR

10.99% for 6 months

Best for building credit

Discover it® Secured Credit Card

on Discover's secure site

Add to compare

Best for building credit

Discover it® Secured Credit Card

on Discover's secure site

Add to compare

5.0 Bankrate review

5.0 Bankrate review

Rewards Rate

2% Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
1% Earn unlimited 1% cash back on all other purchases – automatically.

Intro offer

Cashback Match™

Annual fee

Regular APR

27.49% Variable APR

Recommended credit

No Credit History

- 2% Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
- 1% Earn unlimited 1% cash back on all other purchases – automatically.
If you want to build your credit and earn cash back rewards in the process, the Discover it Secured Credit Card is an excellent option. Discover reports to the three major credit bureaus, so paying your Discover it Secured Credit Card statement on time every month can help your credit score. Read our full Discover it® Secured Credit Card review.
Pros

This secured card allows you to earn cash back rewards while building your credit, a rare perk for this kind of card.

You’ll still benefit from Discover’s first-year Cash Back Match program with this secure credit card.

Cons

The regular APR for this card is a bit steep at 27.49 percent variable, though not unusual for a secured credit card.

There is no intro APR offer on purchases with this card.
- No credit score required to apply.
- No Annual Fee.
- Use your tax refund to fund your security deposit and start building your credit history. Your credit line will equal your deposit amount, starting at $200. Bank information must be provided when submitting your deposit.
- Automatic reviews starting at 7 months to see if we can transition you to an unsecured line of credit and return your deposit.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.
- Click through to Discover's website to see terms and conditions.
Additional features

Purchase intro APR

N/A

Balance transfer intro APR

10.99% for 6 months

5.0

on Discover's secure site