Radius Bank offers its Radius High-Yield Savings account. It offers two APYs depending on the account balance:
- $25,000 and up: 0.25 percent
- $2,500-$24,999.99: 0.15 percent
There’s a minimum $100 deposit required to open the account, making it very accessible.
There is no minimum balance requirement, nor are there any monthly fees. You’ll receive a free ATM card with this account.
The APYs are low compared with top-yielding banks.
You must have at least $25,000 to earn the top APY.