Skip to Main Content

Banking News

The latest in banking news, surveys and statistics from our Bankrate experts.

Recommended reading

Money next to flashing sirens
Nearly 1 in 4 Americans have no emergency savings, according to a new Bankrate survey.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
A graphic of origami of a dollar bill folded to look like a piggy bank with a penny on top.
Expect savings and money market account yields to slide lower, but they still should outpace inflation

Exclusive insights from our expert analysts

“It will be another year where the highest-yielding savings accounts, money markets and CDs outpace inflation while the averages — and the offerings at most banks — fall well short.”

– Greg McBride, CFA

CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation

The year 2024 came to a close with yields having declined on many certificates of deposit (CDs), spurred by three Federal Reserve rate cuts, although savers were still able to benefit from locking in strong yields. Even if yields on competitive deposit accounts decrease further in 2025, they’re still expected to outpace inflation.
Read more

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Greg McBride

Greg McBride, CFA Arrow Right Icon

Chief Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right Icon

Senior Economic Analyst

Latest articles

young man falling out of the sky along with various household items and cash
Businesses may now be starting to pass along higher costs from tariffs to consumers.
Woman reaching in to the air for cash
Prices rise and fall all the time in the U.S. economy. It’s not always inflation.
Younger man in his 30s paying bills on his computer, with calculator, papers, bills, coffee and a pair of glasses on the table by his side.
Tariff concerns will likely cause the Fed to hold rates steady at its July meeting.
Woman with morning cup of coffee, sitting on patio and enjoying moment for herself.
Many women feel financial success is out of reach in today’s economy — but it doesn’t have to be.
woman looking at her phone while walking outside
Top savings APYs remain above 4%, with plenty of account options to choose from.
Illustration of Fed Chair Jerome Powell with torn pieces of money falling around him and a jagged arrow rising from the lower left to the upper right. There is also a Now Hiring sign behind him in the upper left of the image.
A slowdown may already be underway in the once formidable U.S. job market.
Currently, you can lock in annual percentage yields (APYs) on certificates of deposit (CDs) above 4 percent on many nationally available CDs, while a select few financial institutions offer promotional [...]
female soldier and her husband use a banking app to check the state of their finances
Savings APYs remain high as the Federal Reserve holds interest rates steady.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Photo of cash with design element
How much money you keep at home depends on your personal situation, including your need for cash in everyday life as well as in an emergency situation. Some experts recommend keeping a minimal amount of [...]
Piggy bank with cash overflowing
Walk away with stacks of cash just for opening a checking or savings account.
A female bank teller helps a male customer at the bank counter.
Breaking up with your old bank need not be a heartbreaking process. Here’s how.
Fresh produce
With a bit of planning, you can reduce your grocery bill. Here’s how.
young man falling out of the sky along with various household items and cash
Businesses may now be starting to pass along higher costs from tariffs to consumers.
Jerome Powell at press conference
The Fed continues to delay any interest rate moves amid persistently low inflation.
Federal Reserve chair
The Fed will most likely hold interest rates steady, but here’s how it could still impact your wallet.
Jerome Powell Fed FOMC Decision Day
The Fed voted to leave interest rates alone for the second-straight meeting.
Homes in Chicago neighborhood
Two-thirds of economists surveyed say the U.S. central bank will increase borrowing costs again in 2019.
Chairman of the Federal Reserve nominee Jerome Powell is sworn in during his confirmation hearing before the Senate Banking, Housing and Urban Affairs Committee
Learn all about Jerome Powell, who is presiding over his first FOMC policy meeting.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc