Skip to Main Content

Banking News

The latest in banking news, surveys and statistics from our Bankrate experts.

Recommended reading

A majority (81%) of Americans did not increase their emergency savings this year
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Exclusive insights from our expert analysts

“It will be another year where the highest-yielding savings accounts, money markets and CDs outpace inflation while the averages — and the offerings at most banks — fall well short.”

– Greg McBride, CFA

CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation

The year 2024 came to a close with yields having declined on many certificates of deposit (CDs), spurred by three Federal Reserve rate cuts, although savers were still able to benefit from locking in strong yields. Even if yields on competitive deposit accounts decrease further in 2025, they’re still expected to outpace inflation.
Read more

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Stephen Kates headshot

Stephen Kates, CFP Arrow Right Icon

Bankrate Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right Icon

Senior Economic Analyst

Latest articles

Image of Jerome Powell
Rate cuts usually help your budget. This time, the impact may be barely noticeable.
Computer artwork of a businessman looking at giant, white piggy bank.
Get ahead of your savings by raising your rate by an amount you prefer. Here’s how.
Compare the best high-yield savings rates as of September 16, 2025.
Senate building in Washington DC
The Consumer Financial Protection Bureau — a main line of defense against unfair banking practices — has been dramatically scaled back under the Trump administration. In May 2025, Congress overturned [...]
College students on graduation day, celebrating
Check out Bankrate’s savings picks to help you start off on a long financial future.
Couple looking at laptop while sitting on sofa at home
As the Fed is cutting interest rates, consider these certificates of deposit (CDs)
Compare the best high-yield savings rates as of September 15, 2025.
Image of Jerome Powell speaking from the Federal Reserve podium.
A tough mix of rising prices and weak hiring is leaving the Fed with no easy way out.
Man at laptop, deep in thought
Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
A woman works on her laptop.
Here’s everything you need to know about savings accounts.
Illustration of Fed Chair Jerome Powell with a now hiring sign in the background.
The U.S. may dodge a recession, but experts aren’t denying it: Something feels off.
Person folds his hands in front of their face
A bank may deny you a checking account. Here is what you can do next.
Young Man Sitting On Wheelchair Using Laptop
Opening a money market account involves just a few simple steps and it can really pay off.
In 2024, three Federal Reserve rate cuts spurred declining yields on many deposit accounts, although savers were able to benefit from locking in strong yields on certificates of deposit (CDs). While the [...]
A music CD underneath a piggy bank
You can find a CD account that significantly out-earns the national average if you shop around among banks.
Design of credit card and graph
Credit card interest rate drops will likely provide little relief in 2026.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Exterior of Federal Reserve building
Does the Fed interest rate affect car loans? Yes, it does: It has a domino effect that can raise or lower auto loan rates.
Outside of the Federal Reserve building
The Federal Reserve just lowered interest rates for the first time in four years.
A Black couple talk to a salesperson at a car dealership.
Auto rates will likely not decrease this year. Consider how to still save.
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
US-ECONOMY-FEDERAL RESERVE-RATE-POWELL
The Fed’s rate hold means loans costs are sticking. Here’s what it means for your business.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc