Banking News
The latest in banking news, surveys and statistics from our Bankrate experts.
Recommended reading
A majority (81%) of Americans did not increase their emergency savings this year
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Expect yields to continue trending downward in 2026.
Exclusive insights from our expert analysts
“It will be another year where the highest-yielding savings accounts, money markets and CDs outpace inflation while the averages — and the offerings at most banks — fall well short.”
CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation
The year 2024 came to a close with yields having declined on many certificates of deposit (CDs), spurred by three Federal Reserve rate cuts, although savers were still able to benefit from locking in strong yields. Even if yields on competitive deposit accounts decrease further in 2025, they’re still expected to outpace inflation.
Read more
Federal reserve
LEARN MORE
What is inflation?
Here’s a breakdown of what inflation is and isn’t, as well as why it matters so much for your wallet.
READ ARTICLE
Signs of a recession
The U.S. economy looks like it's still on stable footing, but high inflation and rising interest rates could challenge that down the road.
EXPLORE
Fed's interest rate decision
The biggest winners and losers from the Fed's interest rate decision.
READ ARTICLE
FOMC: what to expect
Fed meeting preview: As unemployment rises and inflation slows, should officials cut interest rates now?
Experts in all things finance
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Bankrate Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Latest articles
A majority (81%) of Americans did not increase their emergency savings this year
The big question: How long will the Fed be on hold?
Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
Every financial decision you make is impacted by the Federal Reserve.
A complicated U.S. economy. Stubborn inflation and a jobless boom. Unprecedented conflict with the president. Personnel changes, and a new Fed chair. Federal Reserve officials are no stranger to difficult [...]
The U.S. may dodge a recession, but experts aren’t denying it: Something feels off.
Expect yields to continue trending downward in 2026.
You can find a CD account that significantly out-earns the national average if you shop around among banks.
Planning for retirement? Here’s what you need to know about IRA CDs.
Uncertainty over President Donald Trump’s policies is keeping the Fed on the sidelines, at least for now.
Bankrate’s experts are reacting live to the Fed’s latest interest rate decision.
Still wrestling with inflation, Fed officials might not be so quick to rescue the economy.
Verizon and Openbank announced a partnership on Tuesday that gives Verizon customers a way to save money on their bill if they have an Openbank High Yield Savings account. Verizon customers can save money [...]
Emergency savings depleted? Here’s how to start replenishing it.
There are a handful of numbers you should track for your financial health and well-being. A few you might already know about – your credit score and your net worth, for example. But you should also know [...]
As the old saying goes: What goes up, must come down. But in the case of annual percentage yields (APYs), we might have a bit more air time. While APYs on deposit accounts may have come down from their [...]
The Federal Reserve’s decisions have ripple effects, including for mortgages.
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
Auto rates will likely not decrease this year. Consider how to still save.
Does the Fed interest rate affect car loans? Yes, it does: It has a domino effect that can raise or lower auto loan rates.
The Federal Reserve held rates steady at its January 2026 meeting.
The Fed’s rate hold means loans costs are sticking. Here’s what it means for your business.
Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
The best way for investors to deal with the Fed’s interest rate changes? Focus on your long-term investment plan.
The trusted provider of accurate rates and financial information