Banking
From checking account details to bank reviews, debit card insights and more — you’ll find smart banking basics here.
Banking Basics
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Latest Articles
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What is a checking account?
Spend money, pay bills, write checks or make fund transfers with a checking account.
6 min read Mar 26, 2024 -
How much should I save each month?
The amount of money you should save each month will vary based on your goals. Here’s what to know.
5 min read Mar 26, 2024 -
7 places to save your extra money
These options are great places to stash money from a bonus, inheritance and more.
5 min read Mar 25, 2024 -
How to open a savings account: 6 steps to take
Ready to open a savings account? Here’s what you’ll need to know.
5 min read Mar 25, 2024 -
How do CDs work?
CDs hold your funds for a set period. In exchange, you get a reliable return.
6 min read Mar 25, 2024 -
Capital One CD rates
Here’s everything savers need to know about Capital One’s CD rates.
1 min read Mar 22, 2024 -
Discover Bank checking account
Here’s everything you need to know about the online bank’s checking account.
2 min read Mar 22, 2024 -
Discover Bank CD rates
Everything you need to know about the online bank’s CD rates.
1 min read Mar 22, 2024 -
What are Bitcoin ATMs and how do they work?
Bitcoin ATMs are becoming increasingly popular. Here’s everything you need to know.
4 min read Mar 22, 2024 -
Citizens Bank savings account rates
Looking for a new savings account? Here’s what the Citizens Bank pays in interest.
1 min read Mar 22, 2024 -
Top CD rates today: March 22, 2024 — 9 best APYs of up to 5.35%
Explore the top CD rates today to maximize your savings.
6 min read Mar 22, 2024 -
U.S. Bank savings account rates
Here’s everything you need to know about the bank’s savings payouts.
1 min read Mar 22, 2024 -
FedNow vs. ACH: How they differ
With FedNow, you can send and receive funds to your bank account instantly, 24/7.
4 min read Mar 21, 2024 -
Top CD rates today: March 21, 2024 — Fed holds rates steady (and what that means for CDs)
Explore the top CD rates today to maximize your savings.
6 min read Mar 21, 2024 -
Fed remains on hold, keeps forecast for three rate cuts in 2024
How will the Fed juggle hotter inflation with a rising unemployment rate?
7 min read Mar 20, 2024 -
The Federal Reserve’s latest dot plot, explained – and what it says about interest rates
This Fed communication tool is important, but be cautious when interpreting it.
7 min read Mar 20, 2024 -
Biggest winners and losers from the Fed’s interest rate decision
While it stood pat this time, the Federal Reserve has raised rates 11 times in this cycle.
6 min read Mar 20, 2024 -
Take these 12 steps as the Federal Reserve keeps interest rates high
Even without a rate hike, the Fed’s key rate hasn’t been this high for 23 years.
12 min read Mar 20, 2024 -
Fed’s interest rate history: The federal funds rate from 1981 to the present
The key benchmark has been as high as 20 percent — and as low as 0 percent.
12 min read Mar 20, 2024 -
How the Federal Reserve impacts savings account interest rates
For savers, here’s what to consider when the Fed raises interest rates.
4 min read Mar 20, 2024
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- How to close a bank account