Banking
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Explore banking basics

How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
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Banking data studies

Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.

I’m a personal finance reporter — here’s how I did a mid-year financial checkup in under an hour
Banking
A mid-year checkup is the most effective way to ensure my finances are on track.

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
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Latest articles

Top high-yielding savings accounts continue to handily outpace inflation.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Get the latest rates on top-yielding money market accounts.

Online checking accounts stand out for different features. Here’s our top picks.

Walk away with stacks of cash just for opening a checking or savings account.

These joint checking accounts are ideal for sharing finances with another person.

Comparing savings rates can ensure you get the best return on your savings.

The APY percentage shows how much an account earns per year. Here’s what you need to know.

Biden’s $1.9 trillion relief bill proposal comes during the pandemic’s biggest inflection point yet.

The deal comes just days before key CARES Act programs are set to expire.

The deadline has recently been extended, but you’re still going to want to act fast.

The HEROES Act is back, but it could be a non-starter for some Republicans.

In this election, many young voters remain unsure about at least one key issue.

The plan includes direct aid to taxpayers: $1,200 to individuals and $500 per child and dependent adult.

How much is too much? Here’s everything you need to know.

The study shows that the number of Americans with less emergency savings has ballooned since the crisis began.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

CD rates may seem attractive, but in 2025’s uncertain environment, they create a lose-lose scenario that could cost you money.

Savers, here are strategies to invest in CDs.

Here’s everything you need to know about brokered CDs.

If you think rates may rise again soon, a bump-up CD could be what you’re looking for.

Planning for retirement? Here’s what you need to know about IRA CDs.

Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.

Add-on CDs can offer more flexibility than a traditional CD.

Money market funds are available from several different brokers and fund managers.

Short answer? Yes. Here’s what you need to know.

Our top 5 picks scored highly for access, range of products and digital options.

Earn more on your business cash with high-yield accounts offering competitive APYs.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Business money market accounts offer higher yields while maintaining access to funds.

Find the right business savings account to help your company’s money grow.

Learn why you need to check your APY.

Online checking accounts stand out for different features. Here’s our top picks.

Bank of America offers perks beyond basic banking, including museum passes, cash back deals and $300 new account bonuses.

If you don’t have a bank account, check-cashing services offer access to your money, at a cost.

Checks aren’t as ubiquitous as they once were, but you may still have to write one.

We all use our checking accounts for the basic purposes — direct deposit of our paychecks, paying monthly bills and making debit card purchases. And while usually you’re seeing money leave your checking [...]

Here’s what you need to know if you’re considering a switch to business checking.

Stay on top of your money with the right balance between your checking and savings.

Check out the 13 different types of checking accounts.